Oakview Insurance Services writes farm and agribusiness insurance for growers in Woodland, CA (zip codes 95695 and 95776) and across Yolo County, from almond and walnut orchards to processing tomato ground, vineyards, rice, and cattle. Mariah Davis founded Oakview in her hometown of Yuba City in 2010, and the agency is still locally owned and independent. Our team of 20 dedicated insurance professionals has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. AFIS-certified and Nationwide Farm Certified agents on staff handle farm accounts every day, and our clients have left 850+ five-star Google reviews. Request a quote to get started, or call us at (530) 674-5054.
Why Woodland Growers Choose Oakview
Here is what Woodland and Yolo County growers get when they work with us:
- AFIS-certified and Nationwide Farm Certified agents who work farm and agribusiness accounts every day
- Access to more than 100 A-rated carriers, including the major agribusiness markets, so the recommendation fits your operation instead of one company’s farm program
- One advisor for the orchard, the equipment, farm liability, farm auto, workers comp, and your home and personal coverage
- 850+ five-star Google reviews, and voted Best Agent, Best Agency, and Best Customer Service by Appeal-Democrat readers
- Bilingual service in English and Spanish for owners, managers, and crews. Hablamos español.
- A real, dedicated advisor who answers the phone, not a call center. Meet our team.
Woodland and Yolo County Agriculture
Yolo County farms produced $824.6 million in gross agricultural value in 2024, according to the county’s 2024 Crop and Livestock Report. Almonds took the top spot at $178.9 million on a 32 percent price increase. Processing tomatoes slipped to second at $173.2 million as contract acreage and prices fell, and wine grapes ranked third. Organic production, rice, pistachios, walnuts, honey and pollination, nursery stock, and alfalfa hay round out the county’s top ten.
The same report shows how fast things move here. Wine grape value fell nearly 20 percent as contracts dried up and some growers pulled vines. Field corn jumped from about 6,400 acres to more than 17,000, sunflower seed acreage dropped by roughly half, and walnut prices doubled. Shifts in price, acreage, and production schedules change how much crop sits in storage, how hard the equipment works, what your contracts require, and what the operation needs to insure. That’s why a farm program deserves a real look at every renewal, not a glance every few years.
Woodland is the county seat and the center of much of that activity. Pacific Coast Producers, a grower-owned cooperative, runs a major tomato processing plant in Woodland. The state’s California Climate Investments program described it in a project profile as the largest tomato canning facility in the country. UC Davis sits about ten miles to the south, and its work on crops, irrigation, and food processing shows up on Yolo County farms every season.
Crops and Operations We Insure in the Woodland Area
Yolo County grows a wide mix of crops, and our farm clients here run very different operations. We write coverage for:
- Almond and walnut orchards, including hullers
- Pistachio orchards
- Processing tomatoes and harvest operations
- Wine grapes and vineyard operations
- Rice, field corn, wheat, and small grains
- Sunflower, safflower, and seed crops
- Certified organic operations and growers in transition
- Cattle and livestock
- Custom harvesters, ag service contractors, and grower-packer-shipper operations
For crop-specific detail, see our almond farm insurance, walnut farm insurance, and rice farm insurance pages.
Almond and Walnut Orchards and Hullers
Almonds are now Yolo County’s leading crop, and walnut prices doubled in 2024 after several hard years. An orchard operation carries real value in equipment, buildings, and crop in storage. We write orchard property, equipment, huller and processing exposures, and liability for harvest work. If your huller stores or processes other growers’ crop, a standard farm policy may not cover it. We review coverage for customers’ goods, including bailee coverage, and confirm valuation, covered causes of loss, and limits.
Processing Tomato Operations
Growers delivering to Woodland-area processors work a short, intense harvest. Equipment breakdowns, field liability, trucks on county roads, and seasonal crews all peak in the same few weeks. We build the program around that window, with equipment coverage, farm liability, farm auto for the trucks and trailers, and workers comp for harvest labor.
Vineyards and Wine Grapes
With wine grape value down and contracts tighter, vineyard owners are watching every cost. We cover trellis systems, irrigation, equipment, and liability, and we check that limits reflect what it would cost to replace that infrastructure today.
Farm Insurance for Yolo County Operations
We build each program around the crops, equipment, labor, and liability of the operation. Most Yolo County farm programs draw from the coverages below.
Farm Property and Equipment
Barns, shops, equipment sheds, outbuildings, pumps, wells, and irrigation systems. Machinery prices have climbed, and limits set a few years ago often fall short, so we value equipment at current replacement cost where the carrier allows it.
Farm Liability
Liability for field operations, custom work, leased ground, and visitors on the property, including agritourism where the policy allows it. Equipment moving on public roads needs its own review, so we check how both your auto and liability policies treat it instead of assuming the farm liability form responds.
Farm Auto
Farm trucks, trailers, and field vehicles, written on a farm auto or commercial auto policy depending on how the vehicles are used.
Workers Compensation
Workers compensation for year-round staff and seasonal harvest crews, placed with carriers that write agricultural classifications.
Specialty Exposures
Many Yolo County operations need coverage the standard farm form does not address:
- Vineyard trellis and irrigation infrastructure
- Leased acreage and custom farming arrangements
- Organic operations, with a review of how each policy values organic crop and what it excludes
Standard farm property forms generally exclude flood. If you farm near Cache Creek or the Yolo Bypass, we can quote a separate NFIP or private flood policy for eligible buildings and contents.
For a broader look at our farm and agribusiness programs across California, see our farm and agriculture insurance page.
Food Processing and Agribusiness Insurance in Woodland
Woodland’s farm economy reaches well past the field. Tomato processing, cold storage, warehousing, and ag distribution all run through the area, and a standard business owners policy often falls short for these operations.
For Woodland food processors, distributors, and agribusinesses, we write:
- General liability and product liability for processors, manufacturers, and distributors
- Product contamination coverage where a market offers it
- Commercial property for processing plants, cold storage, and warehouses
- Business interruption for production downtime after a covered loss
- Commercial auto and fleet coverage for distribution
- Workers compensation for processing labor
- Umbrella coverage for operations with large liability exposure
Why an Independent Agent Matters for Yolo County Farms
A captive agent sells one company’s farm program. If that program doesn’t fit a huller, a vineyard, or a tomato operation, the agent has nowhere else to take you. As an independent agency, Oakview places farm and agribusiness coverage with Nationwide Agribusiness, Travelers Agribusiness, Liberty Mutual, Zenith Agribusiness, Chubb Agribusiness, Granwest, Philadelphia Insurance, and Capital Insurance Group (CIG), along with surplus lines and specialty markets, so we can match the carrier to the operation.
Oakview has been locally owned and independent since Mariah Davis started it in 2010. Your account stays with an advisor who knows the operation and picks up the phone, and that continuity counts most when a claim comes in.
If you want a second look at your coverage, we review your current farm program line by line and compare it across the market. When a change makes sense, we confirm the new coverage is in force before recommending that you cancel the old policy.
What Our Farm Clients Are Saying
Oakview has earned 850+ five-star Google reviews from clients across the Sacramento Valley, including farmers, ranchers, and agribusiness owners. Growers tell us they value an advisor who understands how a farm runs, shops the market honestly, and is there when a claim happens.
Read what our clients say on Google.
Frequently Asked Questions: Woodland Farm Insurance
Do you write farm insurance for Woodland and Yolo County operations?
Yes. AFIS-certified and Nationwide Farm Certified agents on our team handle Yolo County farm and agribusiness accounts, from almond and walnut orchards to processing tomatoes, vineyards, rice, and cattle. We build each program around the crops, equipment, labor, and liability of the operation.
Is Oakview an independent agency for Woodland-area farms?
Yes. Oakview is independent and locally owned, with access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. The coverage we recommend for a Yolo County farm is based on the operation, not on one company’s farm program.
Can I switch my Yolo County farm insurance to Oakview?
Yes. We review your current farm program, compare it across the market, and confirm new coverage is in force before recommending that you cancel anything. You work with a locally owned, independent advisor from then on.
Do you insure almond and walnut hullers in Yolo County?
Yes. We cover huller buildings, equipment, and liability for almond and walnut operations, along with the harvest exposures of the orchards that feed them. If the huller stores or processes other growers’ crop, we review coverage for customers’ goods, including bailee coverage, and confirm valuation and limits.
What should a processing tomato grower near Woodland insure?
Most tomato programs center on harvest equipment, farm liability for field work, farm auto for the trucks and trailers hauling to the processor, and workers compensation for seasonal crews. The harvest window is short, so we review limits and equipment schedules before the season starts.
Can you insure food processors and agribusinesses in Woodland?
Yes. We help Woodland food processors, distributors, cold storage operators, and agribusinesses with commercial property, general and product liability, product contamination coverage where a market offers it, business interruption after a covered loss, commercial auto, workers compensation, and umbrella coverage.
Do you write workers compensation for Yolo County farm crews?
Yes. We place workers compensation for year-round staff and seasonal harvest crews in Yolo County through carriers that write agricultural classifications.
Does a Yolo County farm policy cover flood?
Standard farm property forms generally exclude flood. If you farm near Cache Creek or the Yolo Bypass, we can quote a separate NFIP or private flood policy for eligible buildings and contents.
How do I get a farm insurance quote in Woodland, CA?
Call our office at (530) 674-5054 or request a quote online. We respond promptly, learn how your operation runs, and give you honest coverage recommendations.
Serving Woodland and Surrounding Yolo County Farm Communities
Oakview serves farmers, ranchers, and agribusinesses in Woodland and the surrounding Yolo County farm communities, including Winters, Knights Landing, Esparto, Capay, Guinda, Madison, Yolo, Clarksburg, Zamora, and Dunnigan. We serve zip codes 95695 and 95776 (Woodland), 95694 (Winters), 95645 (Knights Landing), 95627 (Esparto), 95607 (Capay), 95637 (Guinda), 95653 (Madison), 95697 (Yolo), 95612 (Clarksburg), 95698 (Zamora), and 95937 (Dunnigan).
Nearby Oakview farm pages: Winters and Capay Valley, Arbuckle
For home, auto, and business coverage, see our Woodland insurance page.
For local farm resources and advocacy, the Yolo County Farm Bureau is a good place to start.
Growing almonds or walnuts and not sure your equipment and huller limits match current values? Running a tomato harvest that needs liability and workers comp lined up before the trucks roll? Watching costs on a vineyard in a soft grape market, or running a processing or distribution business on a policy written for a storefront? These are the situations we work through with Yolo County growers. Call us at (530) 674-5054 or use the button below to start your quote.