Honeycomb Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with Honeycomb. We write Honeycomb coverage for California apartment buildings and small multifamily properties, from fourplexes to larger complexes, subject to Honeycomb underwriting.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- Apartment and Multifamily Coverage
- Fast Online Quoting
- 850+ Five-Star Google Reviews
- CLCS-Designated Agents
- Local Yuba City Office
A Property Insurer Built for Apartment Owners
Honeycomb was founded in 2019 by Itai Ben-Zaken and Nimrod Sadot and is based in Chicago. It insures apartment buildings, rental properties, and condo associations, and it prices each building from property-level data, including geospatial, environmental, and building information. In June 2026, Honeycomb raised $40 million in a round led by Zeev Ventures, bringing its total funding to $95 million, and it reported $275 million in gross written premium at the end of 2025. Honeycomb Programs Inc is a general agent for affiliated insurance companies. Honeycomb describes its program as admitted, standard-market coverage and says its policies are issued by an insurer rated A- (Excellent) by AM Best. Your declarations page names the insurer on your policy.
California is one of the states where Honeycomb writes landlord coverage. On its California landlord page, Honeycomb says it has no building age restrictions and offers coverage for wood-frame construction, which matters for older wood-frame fourplexes and apartment buildings that some carriers turn away. Each building is still underwritten on its own. Its location, construction, condition, occupancy, wildfire exposure, and loss history all shape the decision, so availability varies by property and location.
Honeycomb Coverage Through Oakview
Oakview writes Honeycomb for apartment buildings and multifamily rental properties in California. Coverage is subject to Honeycomb underwriting, policy terms, limits, and exclusions.
Lead Program
Apartments and Small Multifamily
Honeycomb's landlord coverage combines protection for the building, liability for the owner, and loss of rental income after a covered loss in one policy. It fits a fourplex in Yuba City as well as a larger complex in Sacramento or Roseville. Optional upgrades on Honeycomb's platform include employee dishonesty, electronic data, and false pretense coverage. More on our commercial insurance page.
- Fourplexes and Small Multifamily
- Apartment Buildings
- Building Property
- Landlord Liability
- Loss of Rental Income
How Quoting Works
Honeycomb quotes online from a short set of questions about the property, and agents can quote and bind on its platform. We gather the building details, run the quote with you, and adjust limits and deductibles before anything is bound.
Coverage Upgrades
Employee dishonesty, electronic data, and false pretense coverage can be added where available. We also review whether the policy addresses code upgrades after a loss on an older building.
- Employee Dishonesty
- Electronic Data
- False Pretense
More Than One Building
If you own several rental buildings, each property is quoted on its own, and we keep track of the limits, deductibles, and renewal dates across your portfolio. An umbrella policy can add liability limits above scheduled underlying policies.
Older Buildings, Flood, and Earthquake
Older Buildings and Code Upgrades
After a serious loss, an older building may have to be rebuilt to current code, which can cost more than restoring what was there. Ordinance or law coverage can help with that gap where the policy provides it. We check how your policy handles it before you renew.
Flood and the Levees
Standard property policies generally do not cover flood damage. Much of Yuba City, Marysville, Plumas Lake, and Linda sits behind levees along the Feather and Yuba Rivers, and flood risk varies from one property to the next. Oakview writes flood coverage as a separate policy.
Earthquake
Standard property policies generally exclude earthquake damage. Earthquake protection for a rental building is written separately or by endorsement where available, and we can check options for your building.
Wildfire
Buildings toward the foothills and in parts of Butte County can be harder to place. Location, construction, and defensible space all play a part, and availability varies by property and location. Our high fire area insurance page covers the other options we can access.
Honeycomb Coverage and Who It Fits
| Coverage | Who it's for |
|---|---|
| Small Multifamily | Owners of duplexes, triplexes, and fourplexes they rent to tenants |
| Apartment Buildings | Owners of larger apartment buildings and complexes |
| Building Property | Owners who need the building covered against insured causes of loss |
| Landlord Liability | Owners facing injury or property damage claims tied to the property |
| Loss of Rental Income | Owners who rely on rent when a covered loss makes units unusable |
| Coverage Upgrades | Owners who want employee dishonesty, electronic data, or false pretense coverage |
Coverage is subject to Honeycomb underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on Honeycomb
Honeycomb makes quoting fast, but a rental building still needs someone to look at the whole picture: the limits, the deductible, lost rent, flood, earthquake, and liability above the policy. At Oakview, we review that with you at renewal and compare Honeycomb with other carriers when it makes sense. Honeycomb is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.
Our team is 20 dedicated insurance professionals, and several of our agents hold the CLCS (Commercial Lines Coverage Specialist) designation. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write Honeycomb Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Honeycomb Insurance Questions, Answered
Is Oakview an appointed Honeycomb agent?
Yes. Oakview Insurance Services is an independent agency in Yuba City appointed with Honeycomb. Honeycomb does not publish a public agent locator, so call us at (530) 674-5054 to confirm. We are not a Honeycomb employee or a captive agent.
How is Honeycomb rated?
Honeycomb Programs Inc is a general agent for affiliated insurance companies. Honeycomb describes its program as admitted, standard-market coverage and says its policies are issued by an insurer rated A- (Excellent) for financial strength by AM Best. Your declarations page names the insurer on your policy, and ratings can change, so check AM Best for the current rating.
What rental properties does Honeycomb insure through Oakview in California?
Through Oakview, Honeycomb writes apartment buildings and multifamily rental properties, from duplexes and fourplexes to larger complexes. Honeycomb says it has no building age restrictions in California and offers coverage for wood-frame construction. Each building is underwritten on its own, and availability varies by property and location.
Will my homeowners policy cover a building I rent out?
Usually not well. A standard homeowners policy is written for a home you live in. A building you rent to tenants, especially one with several units, generally calls for a landlord or commercial property policy that addresses tenants, lost rent, and the owner's liability. Send us your current policy and we will check how it treats the property.
What does loss of rental income coverage pay for?
If a covered loss, such as a fire, makes units unusable while repairs are made, loss of rental income coverage helps replace the rent you would have collected during that time, up to the policy's limits and terms. For a landlord who depends on that rent to pay the mortgage and taxes, it is one of the most important parts of the policy.
Does Honeycomb cover flood or earthquake?
Standard property policies generally do not cover flood damage, and they generally exclude earthquake damage. Oakview writes flood coverage as a separate policy, and we can check earthquake options for your building.
How do I get a Honeycomb quote in California?
Fill out our online quote form or call (530) 674-5054 with the property address, the number of units, the year built, and your current policy. You can start the request before every document is ready.
Why work with Oakview instead of buying from Honeycomb directly?
You can quote Honeycomb online yourself. With Oakview, you get a local office that reviews the limits, lost rent, flood, earthquake, and umbrella coverage with you, compares Honeycomb with the other carriers we can access, and helps when you have a claim. If Honeycomb is not the best fit for your building, we will tell you.
Does Oakview serve Honeycomb clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Honeycomb policyholders can find claims and billing contacts on our carriers page.
Talk to a Local Honeycomb Agent
Tell us about your building, the number of units, and your current coverage, and we will check whether Honeycomb is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | The Honeycomb name and logo belong to their owner. Honeycomb Programs Inc is a general agent for affiliated insurance companies. Oakview Insurance Services is an independent insurance agency appointed with Honeycomb and is not owned or operated by Honeycomb. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.