AmTrust Insurance Agent in Yuba City, CA

Yes. Oakview Insurance Services is an independent agency in Yuba City appointed with AmTrust. We are not AmTrust, and we are not a captive agent. We place AmTrust coverage for California businesses and compare it with the other carriers we can access.

AM Best affirmed the A- (Excellent) Financial Strength Rating, with a stable outlook, for the members of the AmTrust Group on October 10, 2025.

Yes. AmTrust entered the California workers' compensation market in 2010 and writes it for small and mid-sized businesses through appointed agents. AmTrust's published guidelines say it typically looks for at least one full-time employee besides the owners, fewer than 75 employees at one location at a time, and at least a year of prior workers' comp coverage with loss runs, with three years usually expected for artisan contractors. These are general guidelines, not guarantees. Eligibility in California depends on class, payroll, loss history, and AmTrust's current underwriting.

AmTrust's BOP guidelines describe small businesses with fewer than 50 employees, such as professional offices, business and personal services, retail stores, restaurants, wholesalers, and apartment buildings. AmTrust lists contractors, manufacturers, hotels and motels, 24-hour retail, and seasonal operations as generally ineligible for the BOP. Eligibility also depends on sales, property values, location, and underwriting, and some businesses outside the BOP may fit an AmTrust commercial package policy instead.

PAYO (Pay-As-You-Owe) is AmTrust's workers' compensation payment option. Each payment is calculated from payroll reported during the policy term, through an AmTrust-approved payroll company or AmTrust's self-reporting option, instead of relying only on payroll estimated a year ahead. Final premium remains subject to policy terms and audit. AmTrust also offers AutoPay, online payment by credit card or electronic check, and payment by check or phone.

Yes. AmTrust's risk control team offers on-site and virtual safety assessments, loss analysis, and a library of more than 800 streaming safety videos in English and Spanish. Training resources are complimentary for AmTrust insureds.

AmTrust's California workers' compensation page directs business owners to an AmTrust-appointed agent for a quote. Call us at (530) 674-5054 or fill out our online quote form. Having your current policy, payroll by job type, and loss runs helps, but you can start the request before every document is ready.

AmTrust is one of more than 100 A-rated carriers we can access, so we can show you how AmTrust compares before you choose. At renewal we review your experience mod, payroll, and claims history and check whether AmTrust is still the right fit. If another carrier fits better, we will tell you that too.

Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte County, Colusa, and the Greater Sacramento area. Existing AmTrust policyholders can find claims and billing contacts on our carriers page.