Your Local CIG Insurance Agent
in Yuba City & Marysville, CA
Oakview Insurance Services is Yuba City's appointed Capital Insurance Group® independent agency delivering home, auto, farm, and commercial coverage backed by 127 years of Western U.S. expertise and an AM Best "A" (Excellent) rating.
Capital Insurance Group® California's Own Regional P&C Carrier
Founded in 1898 by a group of Ventura County farmers, CIG has grown into one of the West's most trusted property and casualty insurers, headquartered right here in California and sold exclusively through independent agents like Oakview Insurance.
ThinkTwice Coverage™: California's Best Extended Replacement
When wildfire, flood, or disaster strikes, standard policy limits often fall short. CIG's ThinkTwice Coverage™ provides up to 200% of your policy limits to rebuild and replace, covering inflation, contractor shortages, and building-code upgrades that other carriers won't touch.
CIG Insurance Products Available in Yuba City & Marysville
Oakview Insurance writes all CIG personal, farm, and commercial lines serving Sutter & Yuba Counties and the greater Sacramento Valley.
Homeowners Insurance
Comprehensive dwelling coverage with CIG's ThinkTwice™ 200% extended replacement. Ideal for Yuba City and Marysville homeowners in high fire or flood risk zones.
Personal Auto Insurance
CA-compliant auto coverage with multi-policy discounts when bundled with your CIG homeowners or renters policy. Strong liability, collision, and comp options.
Renters Insurance
Affordable personal property and liability protection for Yuba City renters and apartment dwellers. Bundleable with CIG auto for extra savings.
Dwelling Fire Insurance
Protection for rental properties, vacation homes, and secondary residences in Sutter and Yuba Counties, including coverage for fire, wind, and vandalism.
Farm Owners Insurance
CIG FarmOwners™ packages built for Sacramento Valley farms: rice, almonds, walnuts, prunes, peaches, and livestock operations. Dwelling, liability, and equipment in one policy.
Commercial Agriculture
Specialized CA agribusiness coverage for large-scale operations including crop insurance, farm liability, commercial ag auto, and farm workers' comp coordination.
Businessowners (BOP)
CIG commercial package policies for small to mid-size Yuba City and Marysville businesses, covering property, general liability, and business income in one cost-effective policy.
Commercial & Farm Auto
Fleet, commercial vehicle, and farm truck coverage for Yuba-Sutter businesses and farming operations, including specialty equipment and ag vehicles.
What Does CIG Cover? A Quick Reference
CIG is a regional CA-based carrier built for California risks including wildfire, flood, and agriculture. Here's how key features compare for Yuba City policyholders.
| Coverage Feature | CIG Homeowners | CIG Auto | CIG FarmOwners |
|---|---|---|---|
| Extended Replacement Cost | ✓ Up to 200% (ThinkTwice™) | — | ✓ Included |
| Wildfire Prepared Eligibility | ✓ IBHS Certified Homes | — | ✓ |
| Multi-Policy Discount | ✓ Auto + Home | ✓ Auto + Home/Renters | ✓ Farm + Auto |
| Identity Theft Coverage | ✓ Optional Add-On | — | — |
| Appliance & Electronics Breakdown | ✓ Optional Add-On | — | — |
| Service Line Coverage | ✓ Optional Add-On | — | — |
| FloodStop Device Discount | ✓ | — | — |
| New Homebuyer Discount | ✓ | — | — |
| Farm Liability | — | — | ✓ Included |
| Farm Equipment Coverage | — | — | ✓ Included |
Your CIG Agent, Right Here in Yuba City & Marysville
As a locally owned independent agency, Oakview Insurance brings personal service that national chains and online carriers simply can't match, with full access to CIG's full product portfolio tailored to Sacramento Valley risks.
Why Yuba-Sutter Homeowners Choose CIG
Sutter and Yuba Counties face a unique combination of wildfire risk from the foothills, levee and flood exposure from the Feather and Yuba Rivers, and agricultural-adjacent properties that standard carriers often underprice or decline. CIG was built for exactly these California conditions. Their ThinkTwice™ 200% replacement cost means you're covered when rebuilding costs spike after a major loss event.
Service Area: Communities We Protect
- Yuba City & Marysville
- Live Oak & Gridley
- Olivehurst & Plumas Lake
- Colusa & Williams
- Lincoln & Wheatland
- Natomas, Roseville & Rocklin
- Sacramento & surrounding areas
- All of CA, plus OR, WA & NV
Oakview's CIG Credentials
Oakview Insurance Services is an appointed CIG independent agency serving the Yuba-Sutter region. Our licensed agents hold CA License #0L91635 and are also licensed in WA, OR, and NV. We are proud members of both the Yuba-Sutter Farm Bureau and the Colusa County Farm Bureau, and have been recognized as Yuba-Sutter's "Best Of" insurance agency in 2021 and 2022.
Visit or Contact Us
Address: 1670 Sierra Ave, Ste 303, Yuba City, CA 95993
Phone: (530) 674-5054
Email: info@oakviewins.com
CA License: #0L91635
CIG Insurance Questions, Answered
Ready for Better CIG Coverage in Yuba City?
Get a free, no-pressure quote from Oakview Insurance, your local appointed CIG independent agent serving Yuba City, Marysville, and the Sacramento Valley.
Oakview Insurance Services, Inc. · CA License #0L91635 · 1670 Sierra Ave Ste 303, Yuba City, CA 95993 · info@oakviewins.com · Licensed in CA, OR, WA, ID, AZ and NV.
Coverage is subject to policy terms and conditions. CIG® and Capital Insurance Group® are registered trademarks of Capital Insurance Group. This page is maintained by an appointed independent agent and is not an official CIG corporate website.