GEICO Commercial Auto Insurance Agent in Reno, NV
Oakview Insurance Services is an independent agency appointed with GEICO for commercial auto in Nevada. We write GEICO policies for contractors, service businesses, and small trucking operations in Reno, Sparks, and Carson City, subject to GEICO underwriting.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A++ (Superior)
- Commercial Auto in Nevada
- 850+ Five-Star Google Reviews
- CLCS-Designated Agents
- Nevada-Licensed Producer
A Berkshire Hathaway Insurer for Nevada Work Vehicles
Leo and Lillian Goodwin founded GEICO in 1936. It became a wholly owned subsidiary of Berkshire Hathaway in 1996, when Warren Buffett bought the stock Berkshire did not already own, and GEICO reports more than $93 billion in assets. In April 2026, AM Best affirmed the Financial Strength Rating of A++ (Superior) and the Long-Term Issuer Credit Rating of aaa (Exceptional) for the GEICO member companies, including Government Employees Insurance Company, both with stable outlooks. Most people know GEICO for personal auto, but it also writes commercial auto for contractors, service businesses, and trucking operations.
Nevada has its own rules for work vehicles. Liability insurance is required on vehicles registered in Nevada and driven on public streets, with minimum limits of $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage. The policy has to be written for Nevada, and the DMV checks coverage electronically through its NV LIVE program. A lapse of even one day can lead to a suspended registration plus reinstatement fees and fines. The Nevada DMV also requires a USDOT number for vehicles weighing 26,001 pounds or more, even if they only operate in Nevada, and other state or federal rules may apply depending on the operation. The 25/50/20 minimum is a floor for ordinary vehicle registration. Commercial motor carriers can be subject to much higher liability limits, and the limits your business needs depend on your vehicles, your contracts, and what you have to protect.
GEICO Commercial Auto Through Oakview
Through Oakview, GEICO commercial auto is available to Nevada businesses only. Coverage is subject to GEICO underwriting, policy terms, limits, and exclusions.
Lead Program
Artisan Contractors
GEICO is a good fit for the trades that keep the Reno area running. We write it for painters, electricians, plumbers, HVAC contractors, and landscapers, whether you drive one work truck or run a few crews. Tell us how each vehicle is used, what it hauls, and who drives it, and we will build the policy around that.
- Painting Contractors
- Electricians
- Plumbers
- HVAC Contractors
- Landscapers
Business Auto
Company cars, pickups, and vans for service and distribution businesses, including janitorial, retail service, courier, and wholesale operations. New business ventures can also qualify, subject to underwriting.
- Business Auto
- Couriers
- New Ventures
Trucking
Truck for hire on local, intermediate, and long haul runs, with heavy truck programs and a light truck program for trucks that do not need a DOT number. Eligible operations run fewer than 10 power units and up to 20 trailers. Trucking policyholders may also qualify for DriveEasy Pro, GEICO's telematics program that rewards safe driving data with premium savings.
- Heavy Truck
- Light Truck
- DriveEasy Pro
Coverages and Options
Liability, collision, comprehensive, medical payments, and uninsured or underinsured motorist coverage. Optional coverages can include emergency roadside service, rental reimbursement, and expanded towing, and trucking policies can add refrigeration breakdown, hired and non-owned auto, trailer interchange, and non-owned trailer coverage. Options depend on the risk and are subject to eligibility and policy terms.
- Liability
- Physical Damage
- Hired and Non-Owned
Where GEICO Fits, and Where It Does Not
Vehicles in Our GEICO Program
The GEICO Nevada commercial auto program available through Oakview takes a wide range of body styles: delivery and shop trucks, cargo vans, catering and ice cream trucks, flatbeds, stake trucks, box trucks, dump trucks, tank trucks, pump trucks, cement trucks, garbage trucks, refrigeration trucks, ag hopper trucks, street sweepers, front loaders, roll-on vehicles, car carriers, and tractors. Each vehicle should be valued under $300,000.
Risks Outside Our GEICO Program
Under the GEICO Nevada commercial auto program available through Oakview, hazmat haulers, towing operations, mobile home toters, and UIIA intermodal work are outside the current underwriting appetite. So are rideshare, taxi, black car, limousine, bus, and non-emergency medical transport operations, along with vehicles garaged in more than one state and any cherry picker, bucket truck, boom truck, or crane. If your operation falls in one of these, we can look at the other carriers we can access.
GEICO Commercial Auto and Who It Fits
| Coverage | Who it's for |
|---|---|
| Contractor Vehicles | Painters, electricians, plumbers, HVAC contractors, and landscapers with work trucks, vans, and trailers |
| Business Auto | Janitorial, retail service, courier, and wholesale businesses with company vehicles |
| Truck for Hire | Local, intermediate, and long haul operations with fewer than 10 power units and up to 20 trailers |
| Light Truck | Trucks used for business that do not need a DOT number |
| Liability | Nevada-registered business vehicles. Nevada's standard vehicle-registration minimum is 25/50/20; commercial motor carriers may be subject to much higher limits based on their operations, vehicle classifications, and state or federal rules |
| Collision and Comprehensive | Owners who want their own vehicles covered for crash, theft, vandalism, and weather damage |
| Uninsured/Underinsured Motorist | Businesses that want protection when the at-fault driver has too little or no insurance |
| Hired and Non-Owned Auto | Businesses that rent vehicles or have employees run errands in their own cars |
| Trucking Endorsements | Refrigerated haulers and carriers that pull trailers they do not own |
Coverage is subject to GEICO underwriting, policy terms, limits, and exclusions.
Meet Lori Bradford
Lori works from Reno and handles GEICO commercial auto for Oakview's clients across the area, from a single painter's van to a small trucking fleet. She will go over how each vehicle is used, who drives it, and what limits your contracts call for, then put the quote together. Call (530) 674-5054 and ask for Lori.
Why Work With Oakview on GEICO
GEICO is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. That matters for a business: if GEICO declines a vehicle or a class of work, we can quote the other carriers we can access in the same conversation. We can also help with general liability and the rest of your business coverage.
Our team is 20 dedicated insurance professionals, and several of our agents hold the CLCS commercial lines designation. Two of our personal lines agents speak Spanish and can help with business policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write GEICO Commercial Auto
We write GEICO commercial auto for Nevada businesses, with a focus on the Reno area and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Reno
Contractors, service companies, and small fleets across Reno, from the I-80 corridor and Midtown to the neighborhoods toward Mt. Rose.
Sparks
Trades and delivery businesses in Sparks, just east of Reno along I-80.
Carson City
Businesses in Nevada's capital, south of Reno on I-580.
GEICO Commercial Auto Questions, Answered
Is Oakview an appointed GEICO agent?
Yes. Oakview Insurance Services is an independent agency appointed with GEICO for commercial auto in Nevada. We quote and service GEICO commercial auto policies for Reno-area businesses, and we are not a GEICO employee or GEICO's own agency.
What is GEICO's AM Best rating?
The GEICO member companies, including Government Employees Insurance Company, hold a Financial Strength Rating of A++ (Superior) and a Long-Term Issuer Credit Rating of aaa (Exceptional) from AM Best. AM Best affirmed both in April 2026 with stable outlooks. Ratings can change, so check AM Best for the current rating.
Does Oakview write GEICO commercial auto in California?
Not at this time. Through Oakview, GEICO commercial auto is available to Nevada businesses only. If your business is in California, we can quote commercial auto with the other carriers we can access.
Do I need commercial auto insurance for my Reno business vehicle?
Nevada requires liability insurance on every vehicle registered in Nevada and driven on public streets, with minimum limits of 25/50/20 for ordinary vehicle registration. Commercial motor carriers can face higher requirements. Personal auto policies can exclude or limit business use, so if a vehicle hauls tools, makes deliveries, or carries a crew between job sites, ask us whether it belongs on a commercial policy.
Does GEICO cover painting contractors and other trades?
Yes. GEICO commercial auto fits artisan contractors, including painters, electricians, plumbers, HVAC contractors, and landscapers, whether you run one work truck or a small fleet. Coverage is subject to GEICO underwriting.
What falls outside Oakview's GEICO program?
Under the GEICO Nevada commercial auto program available through Oakview, hazmat, towing, mobile home toters, UIIA intermodal work, rideshare, taxi, black car, limousine, bus, and non-emergency medical transport are outside the current underwriting appetite. So are vehicles garaged in more than one state and any cherry picker, bucket truck, boom truck, or crane. We can quote those risks with other carriers we can access.
Can GEICO insure my trucks?
Yes, for operations with fewer than 10 power units and up to 20 trailers. GEICO writes local, intermediate, and long haul truck for hire, plus light trucks that do not need a DOT number. Depending on the risk, trucking policies can add endorsements such as refrigeration breakdown, hired and non-owned auto, trailer interchange, and non-owned trailer coverage, and safe drivers may earn savings through DriveEasy Pro, GEICO's telematics program.
How do I get a GEICO commercial auto quote?
Fill out our online quote form or call (530) 674-5054 and ask for Lori Bradford, our Nevada producer. Have your vehicle list, driver list, and a description of your work handy, though you can start the request before every document is ready.
Do you write GEICO commercial auto in Sparks and Carson City?
Yes. Our Nevada producer, Lori Bradford, is based in Reno, and we write GEICO commercial auto for businesses throughout the Reno area, including Sparks and Carson City. Existing GEICO policyholders can find claims and billing contacts on our carriers page.
Talk to a Nevada GEICO Agent
Tell us about your vehicles and the work they do, and we will check whether GEICO is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | Nevada producer Lori Bradford, License #3437346 | GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. Oakview Insurance Services is an independent insurance agency appointed with GEICO and is not owned or operated by GEICO. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.