CNA Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with CNA. We place CNA business insurance and surety bonds for California companies, from small businesses and professional firms to contractors who need a license bond, subject to CNA underwriting.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A+ (Superior)
- Business Insurance and Surety Bonds
- 850+ Five-Star Google Reviews
- CLCS-Designated Agents
- Local Yuba City Office
A Business Insurer for California Companies
CNA is one of the largest commercial property and casualty insurers in the United States. It is based in Chicago, has more than 125 years of experience, and builds its products for businesses and professionals rather than for personal home and auto. On December 3, 2025, AM Best upgraded the Financial Strength Rating of the CNA insurance companies, including Continental Casualty Company, to A+ (Superior) from A (Excellent), with a stable outlook. CNA's surety companies, including Western Surety Company, received the same upgrade.
Two California rules shape much of the business insurance we write. Workers' compensation is required for nearly every California business with employees, and the Contractors State License Board requires a $25,000 contractor bond to hold a license, the amount in effect since January 1, 2023. CNA Surety writes license and permit bonds along with bid, performance, and payment bonds, and we check whether it can write a contractor's license bond when we quote the business insurance. Whether CNA fits a particular business depends on its class of business, location, operations, and loss history, so we confirm CNA's appetite before we quote.
CNA Coverage Through Oakview
Oakview places CNA commercial lines and surety bonds for California businesses. Coverage is subject to CNA underwriting, policy terms, limits, and exclusions.
Where CNA Stands Out
Professional and Management Liability
CNA is the preferred carrier for the professional liability programs of the National Association of Realtors, the American Institute of CPAs, and the National Society of Professional Engineers, and it insures more than 50,000 law firms nationwide. Its EPACK 3 policy is modular and may combine management liability, professional liability, cyber, media, and crime coverage for an eligible organization. Available modules, combinations, and terms vary by state, industry, and underwriting, and we confirm what CNA offers in California before we quote. For accountants, attorneys, engineers, real estate offices, and consultants in the Sacramento Valley, we can quote CNA and compare it with the other professional liability markets we can access.
- Professional Liability
- Directors and Officers
- Employment Practices
- Cyber Liability
- EPACK 3
Small Business
CNA Connect is CNA's businessowners policy. It is available to more than 600 classes of business and offers more than 300 optional endorsements, combining property, business income, and liability coverage in one policy. More on our commercial insurance page.
- CNA Connect
- General Liability
- Commercial Property
Workers' Comp, Auto, and Umbrella
Workers' compensation for eligible California employers, commercial auto for vehicles used in the business, and umbrella or excess limits above scheduled underlying policies. CNA's appetite varies by class. See our workers' comp, commercial auto, and umbrella pages.
- Workers' Compensation
- Commercial Auto
- Umbrella and Excess
Surety Bonds
License and permit bonds, plus bid, performance, and payment bonds through CNA Surety, subject to surety underwriting. If you need a California contractor license bond ($25,000), we check whether CNA Surety can write it.
- License and Permit Bonds
- Bid, Performance, and Payment Bonds
Valley Businesses Where CNA Often Fits
Accounting, Law, and Consulting Firms
Accountants, lawyers, and management consultants are all on CNA's professional liability list. For a Yuba City or Marysville firm, professional liability, cyber, and employment practices coverage can often be quoted together.
Real Estate Offices and Community Associations
CNA writes professional liability for real estate agents and covers community associations. We also work with local lenders and realtors across Yuba-Sutter and greater Sacramento.
Dental and Health Care Offices
Dentists, nurses, and allied health providers are part of CNA's professional segment. An office can need professional liability, cyber coverage for patient records, and coverage for the building and equipment.
Contractors and Design Firms
Architects, engineers, and construction design professionals are on CNA's list, and a California contractor needs a $25,000 license bond before taking work. We can look at the bond, liability, and workers' comp in the same conversation.
CNA Policies and Who They Fit
| Coverage | Who it's for |
|---|---|
| CNA Connect businessowners policy | Eligible small businesses that want property, business income, and liability in one policy |
| General Liability | Businesses facing third-party injury and property damage claims |
| Workers' Compensation | California employers, required for nearly every business with employees; CNA's appetite varies by class |
| Commercial Auto | Businesses with vehicles used for work |
| Umbrella and Excess | Businesses that need higher limits above scheduled underlying policies |
| Professional Liability | Accountants, lawyers, engineers, architects, real estate agents, consultants, and health care providers |
| Management Liability | Companies and organizations that need directors and officers or employment practices coverage |
| Cyber Liability | Businesses that hold client, patient, or payment data |
| Surety Bonds | Contractors and other businesses that need license, permit, or contract bonds |
Coverage is subject to CNA underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on CNA
CNA works through agents and brokers, so the agent you choose is the one who builds the program with you. At Oakview, we look at your operations, contracts, and bond requirements first, then decide whether CNA belongs on the quote. CNA is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.
Our team is 20 dedicated insurance professionals, and several of our agents hold the CLCS (Commercial Lines Coverage Specialist) designation. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write CNA Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
CNA Insurance Questions, Answered
Is Oakview an appointed CNA agent?
Yes. Oakview Insurance Services is an independent agency in Yuba City appointed with CNA. We quote, place, and service CNA business insurance and surety bonds for California companies. We are not a CNA employee or a captive agent.
What is CNA's AM Best rating?
On December 3, 2025, AM Best upgraded the Financial Strength Rating of the CNA insurance companies, including Continental Casualty Company, to A+ (Superior) from A (Excellent), with a stable outlook. CNA's surety companies, including Western Surety Company, received the same rating. Ratings can change, so check AM Best for the current rating.
What does CNA write for California businesses through Oakview?
Through Oakview, CNA writes the CNA Connect businessowners policy, general liability, commercial property, workers' compensation, commercial auto, umbrella and excess, professional liability, management liability, and cyber coverage, plus surety bonds. CNA's appetite depends on the class of business, location, operations, and loss history, so we confirm it before we quote.
What is CNA Connect?
CNA Connect is CNA's businessowners policy for small businesses. It is available to more than 600 classes of business and offers more than 300 optional endorsements, including professional liability and data breach options, so the policy can be fitted to the business. Eligibility is subject to CNA underwriting.
Can CNA write my California contractor license bond?
It may. The Contractors State License Board requires a $25,000 contractor bond to hold a license, the amount in effect since January 1, 2023. CNA Surety writes license and permit bonds along with bid, performance, and payment bonds, subject to surety underwriting. When you need a license bond, we check whether CNA Surety can write it and quote it along with your liability and workers' comp.
What does CNA offer for cyber risk?
CNA writes cyber coverage, including within its modular EPACK 3 policy (modules vary by state), and CNA cyber policyholders get access to CNA CyberAssist, a network of cybersecurity specialists, tools, and services. To report a new cyber matter, CNA's Cyber Hotline is 800-247-3968, or email CyberIntake@cna.com. Coverage is subject to policy terms, limits, and exclusions.
How do I get a CNA quote in California?
CNA works through agents and brokers, so your quote comes from an agency like Oakview. You can fill out our online quote form or call (530) 674-5054. You can start the request before every document is ready.
Why work with Oakview instead of going to CNA directly?
CNA places business insurance through agents and brokers, so you will work with one either way. With Oakview, that agent is a local office that can also quote the other carriers we can access. If CNA is not the best fit for your business, we will tell you and show you what is.
Does Oakview serve CNA clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing CNA policyholders can find claims and billing contacts on our carriers page.
Talk to a Local CNA Agent
Tell us about your business, your contracts, and any bonds you need, and we will check whether CNA is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | CNA is a service mark registered by CNA Financial Corporation with the United States Patent and Trademark Office. Oakview Insurance Services is an independent insurance agency appointed with CNA and is not owned or operated by CNA. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.