Travelers Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with Travelers. We write Travelers home, auto, business, workers comp, and farm coverage for California families, growers, and employers. In California, Travelers quotes are obtained through local independent agents, and Oakview is a local independent Travelers agency serving Yuba-Sutter and communities throughout California.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010. Today our 20 dedicated insurance professionals serve clients across Northern California, and two of our personal lines agents speak Spanish.
- AM Best A++ (Superior)
- Home, Auto, Business & Farm
- 850+ Five-Star Google Reviews
- 4 AFIS-Certified Advisors
- Local Yuba City Office
Why California Clients Choose Travelers
Financial strength, a large commercial book, and a dedicated agribusiness unit, sold in California only through independent agents.
Travelers is the only property casualty company in the Dow Jones Industrial Average. In August 2026, AM Best affirmed its A++ (Superior) financial strength rating, the highest AM Best gives, and named Travelers the second largest commercial lines writer in the United States based on 2025 direct premiums written.
California works differently from most states. Travelers states that California quotes for all of its products must come through a local independent agent. You can start a request online, but the quote itself comes from an agent. In April 2026, Travelers notified the California Department of Insurance that it intends to expand homeowners availability across the state under California's Sustainable Insurance Strategy, and it increased its discounts for homeowners who invest in wildfire mitigation.
Travelers Coverage Through Oakview
Oakview is appointed with Travelers for personal lines, small business, middle market, workers comp, and agribusiness, so your home, business, and farm can sit with one local office.
Farm, Orchard, and Packing Coverage for Sacramento Valley Growers
Travelers Agribusiness has its own underwriters, risk control specialists, and claim handlers, and it writes policies for farm and ranch owners and for commercial growers and packers. Its Orchard and Vineyard Growers endorsement is built for orchard and vineyard owners, which fits the walnut, almond, prune, and peach ground around Yuba City, and the Ag-Plus II endorsement raises limits on hay and equipment. Travelers also has a dedicated winery program. Eligibility for each operation, including rice farms, depends on Travelers' underwriting guidelines.
Four of our advisors hold the AFIS farm insurance certification, and many of our team grew up on valley farms. More on our farm and agribusiness page.
- Farm & Ranch
- Commercial Growers & Packers
- Orchard and Vineyard Growers Endorsement
- Winery Property Endorsement
- Ag-Plus II Endorsement
- Farm Equipment
- Farm Liability
Personal Lines
Travelers homeowners, auto, and the policies around them, quoted side by side with the other home and auto carriers we can access.
- Homeowners
- Personal Auto
- Renters
- Condo
- Landlord
- Personal Umbrella
- Valuable Items
- Boat
Small Business
Package policies for shops, offices, and trades. Contractors get certificates and additional insured endorsements the same day for most accounts. See our commercial insurance page.
- Business Owner's Policy
- General Liability
- Commercial Property
- Commercial Auto
- Inland Marine
- Professional Liability
- CyberRisk
- Commercial Umbrella
Middle Market
For larger and more complex accounts, Oakview has access to Travelers' middle market underwriting: fleets, multiple locations, and higher liability limits, coordinated into one program where the account qualifies.
- Commercial Package
- Fleet Auto
- Excess & Umbrella
- Management Liability
Workers Compensation
We write Travelers workers compensation as a standalone policy or alongside your other business coverage. California requires it for nearly every business with employees.
- Monoline Workers Comp
- Packaged with Business Lines
Coverage Built Around Local Risks
Levees, foothill wildfire, harvest season, and a construction boom south of Yuba City shape what a good policy looks like here.
Harvest Season on the Farm
From late summer through fall, shakers, harvesters, and hired crews run every day. That is when equipment fires, crew injuries, and accidents with slow-moving equipment on county roads happen. We review farm liability, equipment schedules, and workers comp before harvest, not after a claim.
Foothill Homes and Wildfire
Homes around Oroville and east of Marysville have been hard to place. Travelers underwrites every home individually, availability varies by property and location, and Travelers increased its wildfire mitigation discounts in 2026. If Travelers is not the right fit for a property, we look at the other carriers we can access, including our high fire and DIC options.
Levees, Flood, and Earthquake
Much of Yuba City, Marysville, Linda, and Plumas Lake sits behind levees. Standard homeowners policies generally do not cover flood damage, and standard California homeowners policies generally exclude earthquake damage. Earthquake protection is available through separate policies or eligible endorsements. We quote flood as a separate Oakview service and help you line up flood and earthquake protection with your Travelers home policy.
Contractors and Growing Businesses
New subdivisions in Plumas Lake and south Yuba City keep local trades busy, and general contractors expect certificates, additional insured endorsements, and workers comp before anyone starts work. For eligible businesses, Travelers can write contractor liability, commercial auto, and workers comp together, subject to underwriting.
Travelers at a Glance
| Segment | What We Write Through Oakview |
|---|---|
| Personal | Homeowners, auto, renters, condo, landlord, personal umbrella, valuable items, boat |
| Small Business | Business owner's policy, general liability, commercial property, commercial auto, inland marine, professional liability, CyberRisk, commercial umbrella |
| Middle Market | Package programs for larger accounts, fleet auto, excess and umbrella, management liability |
| Workers Comp | Monoline workers compensation, or packaged with business lines |
| Agribusiness | Farm and ranch, commercial growers and packers, farm equipment, farm liability, Orchard and Vineyard Growers, Winery Property, and Ag-Plus II endorsements |
Coverage is subject to Travelers underwriting, policy terms, limits, and exclusions.
A Local Agency With More Than One Answer
Travelers is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. That lets us compare Travelers against the other carriers we can access before you commit, and tell you plainly which one fits.
Our 20 dedicated insurance professionals work from our Yuba City office and handle service, renewals, and claim support after the policy is written. Two of our personal lines agents speak Spanish and can help with business and farm policies too. Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years, and our clients have left 850+ five-star Google reviews.
“Oakview has been a tremendous help to our company by setting up our farm, auto, flood, etc., insurances. They worked very hard to meet our needs and worked effectively and efficiently to get everything done in a timely manner. They are very professional and committed to their work, they are amazing to work with! We highly recommend everyone to get insurance through Oakview.”
One of 850+ five-star Google reviews. Read our reviews on Google
Your Local Travelers Agency
We work with clients throughout California, with a focus on Northern California and the communities below.
Oakview Insurance Services
1670 Sierra Ave, Suite 303
Yuba City, CA 95993
(530) 674-5054
info@oakviewins.com
CA License #0L91635
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, plus Sutter and Meridian.
Butte and Colusa Counties
Chico, Oroville, and Gridley in Butte County, and Colusa and Williams in Colusa County.
Greater Sacramento
North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Travelers Insurance Questions, Answered
Is Oakview an appointed Travelers agent?
Yes. Oakview Insurance Services, Inc. (CA License #0L91635) is an independent agency appointed with Travelers for personal lines, small business, middle market, workers compensation, and agribusiness coverage. Our office is listed in the Travelers agent directory, where you can also send us a quote request. We represent Travelers alongside the other carriers we can access.
What is Travelers' AM Best rating?
Travelers holds an AM Best Financial Strength Rating of A++ (Superior), the highest rating AM Best gives. AM Best most recently affirmed it on August 21, 2026.
Is Travelers writing new homeowners policies in California?
Yes, through independent agents like Oakview, subject to underwriting. In April 2026, Travelers notified the California Department of Insurance that it intends to expand homeowners availability across the state under California's Sustainable Insurance Strategy. It also increased discounts for homeowners who invest in wildfire mitigation, such as ember-resistant vents, Class A roofing, and defensible space. Every home is underwritten individually, and availability varies by property and location. Standard homeowners policies generally do not cover flood damage, and standard California homeowners policies generally exclude earthquake damage. Earthquake protection is available through separate policies or eligible endorsements, and we can help with both.
Does Travelers insure farms and orchards in the Sacramento Valley?
Yes. Travelers Agribusiness writes farm and ranch owners as well as commercial growers and packers, with dedicated agribusiness underwriters, risk control specialists, and claim handlers. Endorsements such as Orchard and Vineyard Growers, Winery Property, and Ag-Plus II let us fit the policy to walnut, almond, prune, and peach orchards and to wineries. Eligibility for each operation depends on Travelers' underwriting guidelines. Four of our advisors hold the AFIS farm insurance certification and review your whole operation before we quote.
Can Oakview write Travelers workers compensation on its own?
Yes. We write Travelers workers compensation as a standalone policy or alongside your other business coverage. California requires workers' compensation for nearly every business with employees, and we compare Travelers with the other workers comp carriers we can access for your class codes and experience mod.
How do I get a Travelers quote in California?
In California, Travelers quotes for all products go through a local independent agent. Fill out our online quote form or call (530) 674-5054. You can start the request before every document is ready. We check whether your home, business, or farm fits Travelers' underwriting and lay out your options side by side. If another carrier fits better, we will tell you that too.
Why work with Oakview instead of going to Travelers directly?
Because Travelers works through independent agents in California, an agent is part of every Travelers policy here. With Oakview, that agent is a local team that can also compare Travelers with the other carriers we can access, and that handles service, renewals, and claim support from our Yuba City office.
Does Oakview serve Travelers clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and Greater Sacramento. Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona. Existing clients can find Travelers claims and billing contacts on our carriers page.
Talk to a Local Travelers Agent
Tell us about your home, business, or farm and we will put together Travelers options that fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.