Markel Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with Markel. We write Markel specialty business insurance for California companies such as ambulance services, fitness studios, child care centers, and trade contractors, along with workers' compensation, and Markel is taking new business through our office, subject to underwriting.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A (Excellent)
- Specialty Business Insurance
- 850+ Five-Star Google Reviews
- CLCS-Designated Agents
- Local Yuba City Office
A Specialty Insurer Built Around Specific Industries
Markel Group began with insurance, starting out by covering jitneys, the small buses of the early twentieth century, and its insurance business now centers on specialty coverage. Markel's U.S. site organizes that coverage by industry, including child care and enrichment, commercial and residential services, construction, healthcare, manufacturing, and sports and fitness. On November 21, 2025, AM Best affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of a+ (Excellent) for Markel's North American insurance companies, including Evanston Insurance Company and Markel Insurance Company, with stable outlooks.
In California, policyholder services for many Markel programs come from Markel Service, Incorporated, which does business in the state as Markel Insurance Services, California license #0645481, according to Markel's current producer materials. Markel writes through more than one insurance company, so the company that issues your policy depends on the program. Your declarations page names it, and we review it with you when the policy is bound.
Markel Coverage Through Oakview
Most of Oakview's Markel work is commercial: specialty programs for businesses in particular industries, plus workers' compensation. Markel's lineup is broad, so ask if you don't see your business here. Coverage is subject to Markel underwriting, policy terms, limits, and exclusions.
Lead Program
Ambulance and EMS
Markel has insured EMS businesses for more than 50 years. Its program for ambulance services and medical transportation companies can include medical professional liability, automobile liability, abuse and molestation, employee benefit liability, umbrella liability, commercial property and business income, inland marine for covered medical equipment, and crime coverage, along with a loss control program. Hospital fleets can be covered for emergency and non-emergency transport vehicles, passenger vans, shuttle buses, and mobile testing vehicles.
- Medical Professional Liability
- Automobile Liability
- Abuse and Molestation
- Umbrella Liability
- Commercial Property
- Inland Marine
- Crime
- Hospital Fleet Auto
Sports and Fitness
Markel covers cheer gyms, dance studios, gymnastics clubs, health clubs, martial arts schools, and personal trainers and fitness instructors. Options range from liability coverage for an individual trainer to packages for cheer gyms that include liability and accident medical.
- Fitness Studios and Gyms
- Martial Arts and Dance
- Personal Trainers
Child Care and Enrichment
With more than 30 years in this market, Markel writes coverage for commercial child care centers, in-home daycare providers, and educational enrichment programs such as tutoring centers, along with loss control and risk management resources.
- Child Care Centers
- In-Home Daycare
- Educational Enrichment
Contractors and Services
Markel's commercial and residential services coverage fits artisan contractors such as electricians, fence contractors, carpet cleaners, and lawn sprinkler installers, along with janitorial, lawn care, and pest control businesses. See our commercial insurance page for the rest of what we write.
- Artisan Contractors
- Janitorial
- Lawn Care
- Pest Control
Workers' Compensation
California requires workers' compensation for nearly every business with employees. Oakview writes Markel workers' comp for eligible California businesses, on its own or alongside a Markel program, subject to underwriting.
- Workers' Compensation
Markel Programs and Who They Fit
| Coverage | Who it's for |
|---|---|
| Ambulance and EMS | Ambulance services and medical transportation companies |
| Hospital Fleet Auto | Hospitals and health systems with emergency and non-emergency transport vehicles, vans, and shuttles |
| Sports and Fitness | Gyms, cheer and gymnastics clubs, dance and martial arts studios, and personal trainers |
| Child Care | Commercial child care centers and in-home daycare providers |
| Educational Enrichment | Tutoring centers and other enrichment programs |
| Artisan Contractors | Small trade contractors such as electricians, fence contractors, and carpet cleaners |
| Janitorial, Lawn Care, and Pest Control | Service businesses that work at customers' homes and properties |
| Workers' Compensation | Nearly every California business with employees, subject to Markel underwriting |
Coverage is subject to Markel underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on Markel
Markel quotes through appointed agents, so the agent you choose is the one who builds your program with you. Specialty programs come with their own applications and questions, and we work through them with you before we submit. At Oakview, we review the policy with you at renewal and can compare it against other carriers when that makes sense. Markel is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.
Our team is 20 dedicated insurance professionals, and several of our agents hold the CLCS (Commercial Lines Coverage Specialist) designation. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write Markel Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Markel Insurance Questions, Answered
Is Oakview an appointed Markel agent?
Yes. Oakview Insurance Services is an independent agency appointed with Markel, and we quote and service Markel policies from our Yuba City office. We are one of the local independent agencies that write Markel, not Markel employees or captive agents.
What is Markel's AM Best rating?
Markel's North American insurance companies, including Evanston Insurance Company and Markel Insurance Company, hold a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of a+ (Excellent) from AM Best. AM Best affirmed both on November 21, 2025, with stable outlooks. Ratings can change, so check AM Best for the current rating.
What does Markel write in California through Oakview?
Most of our Markel work is commercial. We write Markel programs for ambulance and EMS companies and hospital fleets, sports and fitness businesses, child care centers and in-home daycares, educational enrichment programs, artisan contractors, and janitorial, lawn care, and pest control businesses, plus Markel workers' compensation. We also have access to other Markel products, including private horse owner liability and horse mortality coverage. Every policy is subject to Markel underwriting.
Does Markel offer workers' compensation in California?
Yes. Oakview writes Markel workers' compensation for eligible California businesses, on its own or alongside a Markel program, subject to underwriting. California requires workers' comp for nearly every business with employees.
Does Markel insure ambulance and EMS companies in California?
Yes. Markel has insured EMS businesses for more than 50 years. Its program can include medical professional liability, automobile liability, abuse and molestation, employee benefit liability, umbrella, property, inland marine for medical equipment, and crime coverage, along with a loss control program. Call (530) 674-5054 to start a quote for your operation.
Can Markel cover a gym, dance studio, or martial arts school?
Often, yes. Markel writes coverage for cheer gyms, dance studios, gymnastics clubs, health clubs, martial arts schools, and personal trainers. What is available depends on the activities you offer and Markel's underwriting.
Which Markel company issues my policy in California?
It depends on the program. Markel writes through more than one insurance company, and your declarations page names the one that issued your policy. In California, Markel Service, Incorporated does business as Markel Insurance Services, license #0645481, and provides policyholder services for many Markel programs.
How do I get a Markel quote in California?
Markel quotes through appointed agents, so your quote comes from an agent like Oakview. You can fill out our online quote form or call (530) 674-5054. You can start the request before every document is ready.
Why work with Oakview instead of going to Markel directly?
Markel works through appointed agents, so you will work with one either way. With Oakview, that agent is a local office that can also quote the other carriers we can access, so if Markel is not the best fit for your business, we will tell you and show you what is.
Does Oakview serve Markel clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Markel policyholders can find claims and billing contacts on our carriers page.
Talk to a Local Markel Agent
Tell us about your business, and we will check whether a Markel program is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | MARKEL® is a registered trademark of Markel Group Inc. In California, Markel Service, Incorporated does business as Markel Insurance Services, license #0645481. Oakview Insurance Services is an independent insurance agency appointed with Markel and is not owned or operated by Markel. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.