Liberty Mutual Insurance logo

Liberty Mutual Insurance Agent
in Yuba City, CA

Your appointed Liberty Mutual agent for auto, home, landlord and umbrella coverage in Yuba City and across Northern California. Formerly your Safeco agency.

AM Best Rated A (Excellent) Appointed Liberty Mutual Agent 770+ Five-Star Reviews CA License #0L91635
Safeco Insurance logo
Liberty Mutual Insurance logo

Safeco Insurance is now Liberty Mutual. Effective April 25, 2026, the Safeco brand transitioned to Liberty Mutual across all policies, documents and billing. Your coverage, your agent, and your policy number are unchanged. If you were a Safeco customer and are looking for your local agent, you are in the right place. Oakview Insurance Services remains your appointed agent under the Liberty Mutual name.

About the Carrier

Liberty Mutual Insurance

One of the nation's largest personal lines insurers, Liberty Mutual has served policyholders for over a century and carries an AM Best financial strength rating of A (Excellent) with a stable outlook.

A AM Best Financial Strength
Affirmed Sept. 2025
100+ Years Serving
Policyholders
22k+ Independent Agencies
Nationwide
48 States Offering
Personal Lines
🏆
Oakview and Liberty Mutual

A Partnership Rooted in Community

Oakview's relationship with Liberty Mutual runs deep. Our principal served as President of the Safeco Agents Council for the Pacific Region, representing independent agents across the western United States. Oakview was also honored with the Safeco Make More Happen Award, which recognized our agency for donating $10,000 to a local charity providing back-to-school clothes, shoes, and supplies to underserved children in our community. That commitment to Yuba City is why we continue to carry Liberty Mutual as a core partner carrier.

What We Write

Liberty Mutual Coverage in California

Liberty Mutual has streamlined its California personal lines portfolio to four core coverages where they can deliver strong, sustainable value to policyholders.

Auto Insurance

Comprehensive personal auto coverage for Yuba City and Northern California drivers, including liability, collision, comprehensive, and uninsured motorist protection.

  • Liability protection
  • Collision and comprehensive
  • Uninsured / underinsured motorist
  • Roadside assistance
  • New car replacement available
Homeowners Insurance

Protection for your home, belongings, and personal liability. Liberty Mutual remains one of California's largest homeowners carriers and continues to write new home policies in our market.

  • Dwelling and structure coverage
  • Personal property protection
  • Personal liability
  • Additional living expenses
  • Extended replacement cost options
Landlord Insurance

Dwelling fire and rental property protection for investment property owners. Covers the structure, loss of rental income, and liability exposures that standard homeowners policies do not address.

  • Rental dwelling structure
  • Loss of rental income
  • Landlord liability
  • Other structures on property
  • Vandalism and malicious damage
Personal Umbrella

An extra layer of liability protection that extends above your auto and home policies. Umbrella coverage is one of the most cost-effective ways to protect accumulated assets from large judgments.

  • Extends above auto liability limits
  • Extends above homeowners liability
  • Broad coverage triggers
  • Defense cost coverage
  • Typically $1M–$5M in added protection
At a Glance

What Liberty Mutual Covers in California

Coverage Line Available in CA Notes
Personal Auto ✓ Yes Good driver and standard auto written. Non-good driver product discontinued Jan. 2026.
Homeowners ✓ Yes Core home product remains available. Liberty Mutual is one of California's top homeowners carriers.
Landlord / Dwelling Fire ✓ Yes Rental property coverage available for investment property owners.
Personal Umbrella ✓ Yes Excess liability protection layered above auto and home policies.
Renters Insurance ✕ No No longer written in California as of Jan. 2025. We can help you find alternatives.
Condo Insurance ✕ No No longer written in California as of Jan. 2025. We can help you find alternatives.
Motorcycle / Specialty Vehicle ✕ No Discontinued in California as of Jan. 2026. We can help you find alternatives.
Serving Yuba City

Your Local Liberty Mutual Agency

Oakview Insurance Services

1670 Sierra Ave, Suite 303
Yuba City, CA 95993

(530) 674-5054
quotes@yourfavoriteagent.net

CA License #0L91635

Areas We Serve

We place Liberty Mutual coverage for clients throughout Yuba City, Marysville, Live Oak, Gridley, Oroville, Colusa, Woodland, and the greater Sacramento Valley. We are also licensed in Oregon, Washington, Idaho, Arizona, and Nevada.

Independent Advantage

As an independent agency, Oakview represents Liberty Mutual alongside 100+ other carriers. We help you evaluate whether Liberty Mutual is the right fit or whether another carrier better matches your property, risk profile, and budget.

After the Sale

Our relationship with you does not end at policy delivery. Oakview assists with policy changes, coverage reviews at renewal, claims advocacy, and answering questions whenever the carrier process gets complicated.

Common Questions

Liberty Mutual & Safeco FAQ

Effective April 25, 2026, Safeco Insurance officially became Liberty Mutual Insurance. Your policy number, coverages, premium, and agent relationship are all unchanged. Renewal documents, ID cards, and billing will now carry the Liberty Mutual name and logo. If you had a login at Safeco.com or used the Safeco app, that will transition to the Liberty Mutual platform. Oakview Insurance Services remains your appointed agent.
Yes. Oakview Insurance Services is an appointed Liberty Mutual independent agency. Our principal previously served as President of the Safeco Agents Council for the Pacific Region, reflecting the depth of our long-standing relationship with this carrier.
Liberty Mutual writes four personal lines in California: personal auto (good driver and standard classes), homeowners, landlord dwelling fire, and personal umbrella. Renters, condo, watercraft, motorcycle, and specialty vehicle products are no longer available in California. If you need coverage in one of those discontinued lines, our team can help you find alternatives through other carriers we represent.
Liberty Mutual made the decision to concentrate its California business on core products where it can deliver long-term value and price stability. Many of the discontinued lines had underperformed over the past decade in the California market. This is consistent with a broader pattern of carriers refocusing on sustainable lines as the California property insurance landscape has evolved. Liberty Mutual continues to actively write auto, home, landlord, and umbrella policies here.
Liberty Mutual carries an AM Best Financial Strength Rating of A (Excellent), affirmed in September 2025 with a stable outlook. This rating reflects the company's strong capitalization, disciplined underwriting, and broad financial flexibility.
Oakview is an independent agency, which means we represent Liberty Mutual alongside 100+ other carriers. We can shop your coverage across the market, advocate for you at renewal or during a claim, and recommend the carrier that genuinely fits your situation rather than the one we are limited to. If Liberty Mutual is the right fit, we will place you there. If another carrier is better for your property or risk profile, we will tell you that too.
Yes. Oakview serves clients throughout the Sacramento Valley and Northern California, including Marysville, Live Oak, Gridley, Oroville, Colusa, and Woodland. We are also licensed in Oregon, Washington, Idaho, Arizona, and Nevada. CA License #0L91635.

Ready to Review Your Liberty Mutual Options?

Whether you are a current policyholder, a former Safeco customer with questions, or shopping for auto, home, landlord or umbrella coverage, our team is ready to help.

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