Liberty Mutual Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with Liberty Mutual, which retired the Safeco name on April 25, 2026. We write Liberty Mutual auto for drivers who meet its good driver standard, plus homeowners, landlord, and umbrella coverage in California, all subject to underwriting. If you had Safeco through us, we are still your agent.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A (Excellent)
- Auto, Home, Landlord, and Umbrella
- 850+ Five-Star Google Reviews
- Formerly Safeco
- Local Yuba City Office
A Long-Standing Carrier, Narrowed in California
Liberty Mutual opened in Boston on July 1, 1912, to write workers' compensation insurance, and it wrote its first auto policy in 1918. Seattle-based Safeco Corporation became part of Liberty Mutual in 2008. On October 8, 2026, AM Best affirmed Liberty Mutual's Financial Strength Rating of A (Excellent) with a stable outlook, and it revised the outlook on the Long-Term Issuer Credit Rating of a (Excellent) to positive.
In California, Liberty Mutual has narrowed its personal lines. It stopped writing new condo, renters, and watercraft policies on January 1, 2025. On January 1, 2026, it stopped writing new motorcycle, specialty vehicle, and standard (non-good driver) auto policies and began non-renewing those products. The company described the change as a new strategy for a changing California market and some underperforming lines. It kept auto for drivers who meet its good driver standard, homeowners, landlord, and personal umbrella, and it is taking new business in those lines through Oakview, subject to underwriting. Home availability varies by property and location.
Liberty Mutual Coverage Through Oakview
Liberty Mutual now writes four personal lines in California, and Oakview writes all four, subject to underwriting eligibility and current product availability. Liberty Mutual auto is limited to drivers who meet its good driver standard. Coverage is subject to Liberty Mutual underwriting, policy terms, limits, and exclusions.
For Safeco Customers
Safeco Is Now Liberty Mutual
Safeco became part of Liberty Mutual in 2008 and was the name on Liberty Mutual's independent agent personal lines until April 25, 2026. Since then, all of its personal lines products are marketed and sold as Liberty Mutual. Liberty Mutual says Safeco customers keep their agent relationship and the same policy, premium, and coverage. The difference is the Liberty Mutual name on your policy. If you have questions about your ID cards, billing, or online account, call us.
- Same agent
- Same policy and coverage
- New Liberty Mutual name
Auto
Liability, collision, comprehensive, and uninsured motorist coverage for drivers who meet Liberty Mutual's good driver standard in California. If a ticket or accident puts you outside that standard, we can quote the other carriers we can access. See our auto insurance page.
Homeowners
Coverage for your house, belongings, personal liability, and living expenses after a covered loss forces you out during repairs. Liberty Mutual is taking new California homeowners business through Oakview, subject to underwriting, and availability varies by property and location. See our homeowners insurance page.
Landlord
For rental homes you own. Landlord coverage protects the building and your liability as the owner, and it can include lost rent after a covered loss, subject to policy terms. A standard homeowners policy is not written for a house you rent out.
Personal Umbrella
Extra liability coverage that sits above your scheduled auto and home limits and can help with defense costs if you are sued. If you own a rental or have a teen driver in the house, it is worth pricing.
What Liberty Mutual Writes in California
| Coverage | Status in California |
|---|---|
| Personal Auto | Available for drivers who meet Liberty Mutual's good driver standard |
| Homeowners | Available, subject to underwriting; availability varies by property and location |
| Landlord | Available for rental homes you own |
| Personal Umbrella | Available above your auto and home policies |
| Renters and Condo | No new policies since January 1, 2025; non-renewals began January 1, 2026 |
| Watercraft | No new policies since January 1, 2025; non-renewals began January 1, 2026 |
| Motorcycle and Specialty Vehicles | No new policies since January 1, 2026, when non-renewals also began |
| Standard (Non-Good Driver) Auto | No new policies since January 1, 2026, when non-renewals also began |
For lines Liberty Mutual no longer writes in California, we can quote the other carriers we can access. Coverage is subject to Liberty Mutual underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on Liberty Mutual
Liberty Mutual sells through independent agents as well as directly, and it keeps the two channels separate. Through Oakview, the agent who writes your policy is a local office that reviews it with you at renewal. Mariah Davis served as President of the Pacific Region agent council for Safeco, now Liberty Mutual, from March 2024 to 2025, and Oakview received Safeco's Make More Happen Award for a donation to a local charity that provides back-to-school clothes, shoes, and supplies to kids in our community.
Liberty Mutual is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. If you need a line Liberty Mutual no longer writes in California, or its price does not work for your home, we can quote the other carriers we can access without starting over.
Our team is 20 dedicated insurance professionals. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write Liberty Mutual Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Liberty Mutual Insurance Questions, Answered
Is Oakview an appointed Liberty Mutual agent?
Yes. Oakview Insurance Services is an independent agency appointed with Liberty Mutual, and our Yuba City office has a listing in Liberty Mutual's agent directory. We are a local independent agency that can quote and service Liberty Mutual personal policies, not a Liberty Mutual employee or a captive agent.
I had Safeco. What changes for me?
Mostly the name. Liberty Mutual retired the Safeco brand on April 25, 2026, and its personal lines are now marketed and sold as Liberty Mutual. Liberty Mutual says Safeco customers keep the same policy, premium, coverage, and agent. Oakview is still your agent, so call us with questions about ID cards, billing, or your online account.
What does Liberty Mutual write in California right now?
Four personal lines: auto for drivers who meet its good driver standard, homeowners, landlord, and personal umbrella. Oakview writes all four, and Liberty Mutual is taking new business through our office, subject to underwriting. New renters, condo, and watercraft policies ended January 1, 2025, and new motorcycle, specialty vehicle, and standard (non-good driver) auto policies ended January 1, 2026. We can place those lines with the other carriers we can access.
Why did Liberty Mutual stop writing some lines in California?
In December 2024, the company described the change as a new strategy for a changing California market and some underperforming lines. Auto for good drivers, homeowners, landlord, and umbrella are the lines it kept.
What is Liberty Mutual's AM Best rating?
On October 8, 2026, AM Best affirmed Liberty Mutual's Financial Strength Rating of A (Excellent) with a stable outlook. It also affirmed the Long-Term Issuer Credit Rating of a (Excellent) and revised that outlook to positive. Ratings can change, so check AM Best for the current rating.
Does a Liberty Mutual homeowners policy cover flood or earthquake?
Standard homeowners policies generally do not cover flood damage, and standard California homeowners policies generally exclude earthquake damage. Earthquake protection is available through separate policies or eligible endorsements. Oakview writes flood as a separate policy, and we can check earthquake options for your home.
How do I get a Liberty Mutual quote in California?
You can fill out our online quote form or call (530) 674-5054, and we will quote the Liberty Mutual products written for independent agents. You can start the request before every document is ready.
Why work with Oakview instead of going to Liberty Mutual directly?
Liberty Mutual sells through independent agents and directly, and it keeps the two channels separate. With Oakview, you get a local office that reviews your policy with you at renewal, helps when a claim gets complicated, and can quote the other carriers we can access. If Liberty Mutual is not the best fit, we will tell you.
Does Oakview serve Liberty Mutual clients outside Yuba City?
Yes. We write Liberty Mutual coverage for clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Liberty Mutual and former Safeco policyholders can find claims and billing contacts on our carriers page.
Talk to a Local Liberty Mutual Agent
Tell us about your car, home, or rental property, and we will check whether Liberty Mutual is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | Liberty Mutual Insurance is a registered trademark of Liberty Mutual Insurance Company. Safeco is a former brand of Liberty Mutual. Oakview Insurance Services is an independent insurance agency appointed with Liberty Mutual and is not owned or operated by Liberty Mutual. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.