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Yuba City CA • Sutter County • Northern California

Bamboo Insurance Agent
Yuba City, CA

Home, condo, and landlord coverage for California homeowners. Standard-market alternatives and wildfire-zone solutions from a local, appointed Bamboo agent.

Appointed Bamboo Agent
HO-3, DP-3 & HO-6 Condo
Independent Local Agent
Wildfire-Zone & Standard Markets

About the Carrier

Why Bamboo Insurance?

Bamboo is a modern, California-active Managing General Agency built around one idea: property insurance that works for real people in real risk environments. Backed by top-tier reinsurance and a high customer satisfaction track record, Bamboo is writing where many traditional carriers have stepped back.

738+
Google Reviews
Inc. 5000
3 Consecutive Years
2026
USA TODAY Top Workplace
CA
Active in California — Writing Now

Flagship Specialty

A Real Option When the Standard Market Says No

For Northern California homeowners in wildfire-exposed areas, Bamboo is one of the few admitted carriers actively writing new policies. Whether you've been non-renewed, declined by a traditional carrier, or are looking for a smarter FAIR Plan alternative, Bamboo writes both standard-risk and elevated-risk properties across Sutter County, Yuba County, Butte County, and beyond. For lower-risk homes, Bamboo competes on price and service against the traditional market too.

Wildfire-Zone Coverage FAIR Plan Alternative Non-Renewed Homes Standard-Risk Homeowners Landlord Properties Condo Units (HO-6)

Coverage Options

What We Write Through Bamboo

Oakview Insurance writes three Bamboo product lines for California clients. As an independent agency, we place each client in the coverage that best fits their property, risk profile, and budget.

HO-3 Homeowners
Comprehensive dwelling and personal property coverage for owner-occupied homes. Dwelling, liability, loss of use, and personal property.
DP-3 Dwelling Fire
Landlord and rental property coverage for non-owner-occupied homes. Protects the structure, loss of rental income, and property owner liability.
HO-6 Condo (New 2026)
Bamboo's newest California product. Interior unit coverage that works with your HOA's master policy. Personal property, liability, and walls-in coverage.
Independent Agent Value
Oakview shops Bamboo alongside our full carrier panel. You get expert guidance on which product and which carrier is the right fit for your home.

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HO-3, DP-3 & HO-6 at a Glance

Coverage Feature HO-3 Homeowners DP-3 Landlord HO-6 Condo
Best ForOwner-occupied homesRental / investment propertyCondo unit owners
Dwelling (Structure)Walls-in only
Personal PropertyOptional
Liability Coverage
Loss of Use / Rental IncomeLoss of UseLoss of RentLoss of Use
Wildfire-Zone EligibleProperty-dependent
HOA Master Policy ComplementN/AN/A Designed for this

Service Area

Serving Yuba City and Northern California

Oakview Insurance Services is based in Yuba City and writes Bamboo Insurance policies for homeowners, landlords, and condo owners throughout Northern California. We know the wildfire exposure, the valley heat, and the flood-plain dynamics that make proper coverage so important in our region.

Our Office
1670 Sierra Ave, Suite 303
Yuba City, CA 95993
(530) 674-5054
quotes@yourfavoriteagent.net
CA License
Oakview Insurance Services, Inc.
CA License #0L91635
Writing Bamboo in California only.
Independent, appointed agent.

Yuba City • Marysville • Live Oak • Gridley • Colusa • Wheatland • Olivehurst • Plumas Lake • Sutter County • Yuba County • Butte County • Colusa County • Sacramento • Roseville • Chico • and surrounding Northern California communities

Common Questions

Bamboo Insurance FAQ

Is Bamboo Insurance a legitimate, admitted carrier in California? +
Yes. Bamboo Ide8 Insurance Services is a licensed Managing General Agency (CA License #0M31082) that writes admitted property insurance in California. Policies are issued on admitted carrier paper, meaning they are regulated by the California Department of Insurance and backed by the same consumer protections as any admitted insurer.
My homeowners policy was non-renewed. Can Bamboo help? +
Bamboo is one of a limited number of admitted carriers actively writing new homeowners policies in wildfire-exposed parts of California. If your prior carrier non-renewed your policy, contact Oakview and we'll evaluate whether Bamboo is a fit for your property. We also have other specialty carriers on our panel for hard-to-place risks.
How is Bamboo different from the CA FAIR Plan? +
The CA FAIR Plan is a last-resort insurer of record with limited coverage and no liability protection. Bamboo is a full-coverage homeowners policy with dwelling, personal property, liability, and loss-of-use coverage. For many Northern California homeowners in elevated-risk areas, Bamboo represents a meaningful upgrade from the FAIR Plan at a competitive price point.
What is Bamboo's new HO-6 condo product? +
Launched in early 2026, Bamboo's California HO-6 Condominium Unit-Owners policy provides walls-in coverage for condo owners. It is designed to complement your HOA's master policy by covering interior improvements, personal property, personal liability, and loss of use. It is available through appointed agents like Oakview Insurance Services.
Does Bamboo write landlord policies for rental properties? +
Yes. Bamboo's DP-3 Dwelling Fire product is designed for non-owner-occupied homes, including single-family rentals and other investment properties. It covers the structure, loss of rental income, and property owner liability. Contact Oakview to get a landlord insurance quote through Bamboo for your California rental property.
Why use an independent agent instead of going direct to Bamboo? +
As an independent agency, Oakview represents Bamboo alongside many other carriers. That means we can tell you honestly whether Bamboo is the best fit for your property, or whether a different carrier on our panel will serve you better. You get expert advice and carrier choice, not just a single option.
What areas of Northern California does Oakview write Bamboo in? +
Oakview Insurance Services writes Bamboo throughout California. Our primary service area includes Yuba City, Marysville, Live Oak, Gridley, Colusa, Wheatland, Olivehurst, Plumas Lake, Sutter County, Yuba County, Butte County, and into the greater Sacramento region. We write Bamboo in California only.

Get Started Today

Ready for a Bamboo Insurance Quote?

Talk to a local Oakview agent. We'll compare Bamboo against our full carrier panel and find the right fit for your home.

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