Hanover Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with The Hanover. In California, The Hanover markets business insurance only, so we write Hanover coverage for companies: package and property policies, general liability, commercial auto, workers' compensation, umbrella, and specialty lines.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A (Excellent)
- Business Insurance
- 850+ Five-Star Google Reviews
- CLCS-Designated Agents
- Local Yuba City Office
A Commercial Carrier With a Large California Book
The Hanover traces its roots to 1852, when The Hanover Fire Insurance Company was founded. Today The Hanover Insurance Group is based in Worcester, Massachusetts, and sells through independent agents and brokers. It reported about $6.3 billion in net premiums written for 2025 and markets its core commercial and specialty insurance in 44 states and the District of Columbia. On August 14, 2026, AM Best affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of a+ (Excellent) for The Hanover's property and casualty companies, with stable outlooks.
California is one of The Hanover's larger business markets. Its annual report for 2025 shows California at 11.9% of core commercial net premiums written and 12.5% of specialty net premiums written. The same report shows no personal lines premium written in California. For California clients, that makes The Hanover a business carrier, and Oakview places home and auto coverage with the other carriers we can access.
Hanover Business Insurance Through Oakview
Oakview writes The Hanover's commercial lines in California. Coverage is subject to Hanover underwriting, policy terms, limits, and exclusions.
Lead Program
Core Commercial for Small and Midsize Businesses
The Hanover's core commercial business covers what most companies carry: a businessowners policy, or separate property and general liability, along with commercial auto, workers' compensation, and a commercial umbrella policy above scheduled underlying coverage. For eligible businesses, these can be written together with one carrier, subject to underwriting. California requires workers' compensation for nearly every business with employees.
- Businessowners Policy
- General Liability
- Commercial Property
- Commercial Auto
- Workers' Compensation
- Commercial Umbrella
Industry Segments
In its middle market business, The Hanover organizes underwriting around industry segments, including technology, human services, and educational institutions. If your organization fits one of those segments, ask us how The Hanover approaches it before we quote.
Other Lines We Can Place
When a business needs more than its core program, we can also place Hanover management liability, professional liability, cyber, marine, and surety bonds. Each is underwritten account by account.
- Management Liability
- Professional Liability
- Cyber
- Marine
- Surety Bonds
Hanover Policies and Who They Fit
| Coverage | Who it's for |
|---|---|
| Businessowners Policy | Eligible small businesses that want property and liability coverage in one policy |
| General Liability | Businesses exposed to third-party bodily injury and property damage claims |
| Commercial Property | Owners and tenants protecting covered buildings, business personal property, equipment, and inventory against insured causes of loss, subject to policy terms and limits |
| Commercial Auto | Businesses with vehicles used for work |
| Workers' Compensation | Nearly every California business with employees |
| Commercial Umbrella | Businesses that need higher liability limits above scheduled underlying policies |
| Management, Professional, Cyber, Marine, and Surety | Businesses with exposures outside a standard package, underwritten account by account |
Coverage is subject to Hanover underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on Hanover
The Hanover sells through independent agents and brokers, so the agent you choose is the one who builds your business program with you. At Oakview, we review it with you at renewal and can compare it against other carriers when that makes sense. The Hanover is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.
Our team is 20 dedicated insurance professionals, and several of our agents hold the CLCS (Commercial Lines Coverage Specialist) designation. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write Hanover Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Hanover Insurance Questions, Answered
Is Oakview an appointed Hanover agent?
Yes. Oakview Insurance Services is an independent agency appointed with The Hanover, and we quote and service Hanover business policies from our Yuba City office. We are one of the local independent agencies that write The Hanover, not Hanover employees or captive agents.
What is The Hanover's AM Best rating?
The Hanover's property and casualty companies hold a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of a+ (Excellent) from AM Best. AM Best affirmed both on August 14, 2026, with stable outlooks. Ratings can change, so check AM Best for the current rating.
Does The Hanover write home or auto insurance in California?
No. The Hanover sells personal lines in other states, but its 2025 annual report shows no personal lines premium in California, and its California business is commercial. Oakview writes home and auto coverage through the other carriers we can access.
What business insurance does The Hanover write through Oakview?
Most of our Hanover work is core commercial: businessowners policies, general liability, commercial property, commercial auto, workers' compensation, and commercial umbrella. We can also place Hanover management liability, professional liability, cyber, marine, and surety bonds. Every policy is subject to Hanover underwriting, policy terms, limits, and exclusions.
Can The Hanover write my package, auto, and workers' comp together?
Often, yes. For eligible businesses, The Hanover can write property and liability, commercial auto, workers' compensation, and an umbrella together, subject to underwriting. We look at your operations, payroll, vehicles, and loss history first and tell you which pieces fit.
How do I get a Hanover quote in California?
The Hanover sells through independent agents and brokers, so your quote comes from an agent like Oakview. You can fill out our online quote form or call (530) 674-5054. You can start the request before every document is ready.
Why work with Oakview instead of going to The Hanover directly?
The Hanover works through independent agents and brokers, so you will work with one either way. With Oakview, that agent is a local office that can also quote the other carriers we can access, so if The Hanover is not the best fit for your business, we will tell you and show you what is.
Does Oakview serve Hanover clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Hanover policyholders can find claims and billing contacts on our carriers page.
Talk to a Local Hanover Agent
Tell us about your business, and we will check whether The Hanover is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | THE HANOVER® is a registered trademark of The Hanover Insurance Group, Inc. Oakview Insurance Services is an independent insurance agency appointed with The Hanover and is not owned or operated by The Hanover. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.