AARP Auto & Home Insurance from The Hartford

Authorized AARP Auto & Home Insurance Agent in Yuba City, CA

Oakview Insurance Services is one of only three local agencies authorized to offer the AARP Auto & Home Insurance Program from The Hartford. Exclusive member benefits for Californians 50 and older.

Authorized AARP Program Agent
1 of Only 3 Local Agencies
The Hartford AM Best A+ Superior
AARP Program Since 1984
CA License #0L91635
About The Program

Why AARP Members Choose The Hartford


For over 40 years, The Hartford has been the exclusive auto insurance partner endorsed by AARP, building coverage specifically around the needs of experienced drivers and homeowners 50 and older.

40+
Years as AARP's Partner
The Hartford has offered exclusive AARP member programs since 1984
A+
AM Best Rating — Superior
Upgraded July 2025; reflects strongest-level financial strength
50+
Eligibility Age
Active AARP membership plus age 50 or older required to participate
10%
AARP Member Discount
Exclusive discount just for holding an active AARP membership
Signature Auto Benefits

Built for Experienced California Drivers


The AARP Auto Insurance Program from The Hartford includes features you won't find bundled into standard policies at other carriers.

AARP Auto Program — Exclusive Member Benefits

Coverages and features designed around drivers who've earned their experience behind the wheel. Most are included automatically for AARP members, not sold as costly add-ons.

Lifetime Car Repair Assurance New Car Replacement RecoverCare (up to $2,500) Accident Forgiveness Disappearing Deductible 12-Month Rate Lock Roadside & Towing Rental Car Reimbursement Classic Car Coverage RV Insurance
Coverage Options

What We Can Help You Cover


As an authorized AARP program agent, Oakview can walk you through all coverage options available to AARP members in Northern California.

Auto Insurance

Full and minimum coverage for AARP members. California policies underwritten by Hartford Underwriters Insurance Company.

Homeowners Insurance

Home coverage for AARP members. CA availability is limited to existing policy renewals. Call to confirm current status for your address.

Condo Insurance

Coverage for condo unit owners, including personal property and interior improvements not covered by the HOA master policy.

Renters Insurance

Personal property, liability, and temporary living expenses for AARP members who rent their home or apartment.

Bundle Discount

Combine AARP auto and home (where available) coverage for additional multi-policy savings on top of the AARP member discount.

Flood Insurance

Flood coverage through the AARP program helps protect your home from damage that standard homeowners policies do not cover.

Classic Car Insurance

Specialized coverage for vintage and collector vehicles valued as assets, not daily drivers. Available through the AARP auto program.

RV Insurance

Coverage for motorhomes, travel trailers, and campers. AARP members can access RV insurance through The Hartford's vehicle program.

California Home Insurance Note: The Hartford paused writing new homeowners policies in California in 2024. If you hold an existing Hartford home policy in CA, it remains eligible for renewal. Call Oakview at (530) 674-5054 to discuss your options or to find alternative home coverage if needed.
Program Comparison

AARP Auto Benefits vs. Standard Coverage


Here's how the AARP Auto Insurance Program from The Hartford stacks up against a typical standard auto policy.

Feature AARP / The Hartford Program Typical Standard Policy
Lifetime Car Repair Assurance Included at network shops Not standard
New Car Replacement Included Add-on or unavailable
RecoverCare Assistance Up to $2,500 for household help after covered accident Not offered
Accident Forgiveness First accident excused after 5 clean years Varies; often extra cost
Disappearing Deductible Reduces with each claim-free year Fixed deductible only
12-Month Rate Lock Rate protected for full year Often 6-month terms
AARP Membership Discount Up to 10% off Not applicable
Local Agent Access Through Oakview Insurance — one of 3 local agencies Varies by carrier
Serving Northern California

Your Neighborhood AARP Program Agent


Oakview Insurance serves AARP members across Yuba City, Marysville, Sutter County, and the 55+ communities of Placer County. We know the Northern California market and the neighborhoods our clients call home.

Yuba City & Marysville

Our home base. We've served Sutter County residents for over a decade, building long-term relationships with hundreds of local policyholders.

Sun City Roseville

Del Webb's active adult community in Placer County. Oakview serves Sun City residents seeking AARP auto coverage tailored to experienced drivers.

Sun City Lincoln Hills

Lincoln's premier 55+ community. We help Sun City Lincoln Hills residents navigate AARP program eligibility and find the right coverage combination.

Chico & Butte County

Serving AARP members north to Chico and surrounding communities across Butte County, including Paradise and Oroville.

Sacramento Valley

Coverage assistance for AARP members throughout the greater Sacramento Valley region, including Woodland, Davis, and surrounding communities.

Come See Us in Person

1670 Sierra Ave, Ste 303, Yuba City, CA 95993. Located in Sierra Plaza across from Tractor Supply. Walk-ins welcome during business hours.

Common Questions

Frequently Asked Questions


The AARP Auto Insurance Program from The Hartford is an exclusive group program available only to AARP members age 50 and older. It includes member-specific benefits, discounts, and features not available through standard auto policies, such as Lifetime Car Repair Assurance, New Car Replacement, and RecoverCare assistance after covered accidents. Oakview Insurance Services is one of only three local independent agencies in the Yuba City area authorized to offer this program.
To be eligible, you must be an active AARP member and be at least 50 years old. AARP membership is open to anyone and does not require retirement. If you have a spouse or additional drivers on the policy under age 50, they can still be added. Call Oakview at (530) 674-5054 and we'll walk you through eligibility for your specific household.
The Hartford paused writing new homeowners policies in California in 2024 as part of a broader industry pullback from the state's home insurance market. Existing Hartford home policyholders in California can still renew their coverage. If you are looking for new home insurance in Northern California, Oakview works with multiple other carriers and can help you find the right fit. Call us to discuss your options.
RecoverCare is a unique benefit in The Hartford's AARP auto program. If you are injured in a covered accident, RecoverCare can reimburse you up to $2,500 for approved household services you would normally perform yourself, such as lawn care, grocery delivery, or housekeeping, while you recover. This benefit recognizes that recovering from an accident involves more than just vehicle repair costs. Availability may vary by state and policy; confirm details when you get your quote.
With The Hartford's Disappearing Deductible feature, your collision deductible decreases by $50 for every consecutive year you drive without an at-fault accident or moving violation. Over time, your deductible can drop all the way down to zero. This is one of several features that rewards experienced, low-risk drivers for their clean record.
Working with Oakview gives you local, personal service from agents who know the Northern California market. We can review your full coverage picture, explain your options in plain language, and help you combine the AARP program with other policies if appropriate. Because we are an independent agency, we also represent other carriers, so if the AARP program is not the right fit for your situation, we can find you something that is. Non-AARP members can also access The Hartford's products through an independent agent like Oakview.
No. AARP membership is open to anyone age 50 or older, regardless of employment status. You do not need to be retired to join AARP or to be eligible for The Hartford's program. Many working professionals and active adults in their 50s and 60s use the program to take advantage of its member benefits and competitive rates for experienced drivers.

Ready to See What the AARP Program Can Do for You?

Call Oakview Insurance or start your quote online. We'll walk you through your options and make sure you're getting every discount you've earned.

Get Your AARP Quote (530) 674-5054
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