ICW Workers' Comp Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with ICW Group, and we write ICW workers' compensation for California businesses. ICW is based in San Diego and is the largest privately held insurance company domiciled in California.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- AM Best A (Excellent)
- California Workers' Comp
- 850+ Five-Star Google Reviews
- CLCS Commercial Designation
- Local Yuba City Office
A California Carrier Focused on Workers' Comp
ICW Group Insurance Companies is a property and casualty insurer based in San Diego and the largest privately held insurance company domiciled in California. It has been in business for more than 50 years, and workers' compensation is its core line. AM Best affirmed the Financial Strength Rating of A (Excellent) for Insurance Company of the West and its pooled subsidiaries, with a stable outlook, effective December 10, 2025.
California is ICW's home market. Injured employees on a California ICW policy are generally treated through ICW's California Premier Medical Provider Network, with exceptions allowed under California law, such as a properly predesignated personal physician. ICW is also growing here: in October 2026 it announced five commercial lines for California businesses, aimed at middle market accounts, with submissions open for policies effective January 1, 2027 and later. Those lines are commercial property, general liability, commercial auto, inland marine, and excess liability.
ICW Workers' Comp Through Oakview
Oakview writes ICW workers' compensation for California businesses. Coverage is subject to ICW underwriting, policy terms, limits, and exclusions.
Lead Program
Workers' Compensation
Every ICW workers' comp policy comes with services meant to prevent injuries and get hurt employees care quickly. Safety OnDemand gives your team more than 5,000 safety materials. The Nurse Triage Hotline connects an injured employee with a bilingual nurse 24 hours a day for non-emergency injuries. HR OnDemand gives you access to certified HR professionals with your questions. For how California workers' comp works in general, see our workers' compensation insurance page.
- Safety OnDemand
- Nurse Triage Hotline
- HR OnDemand
- California Premier MPN
In October 2026, ICW announced five commercial lines for California businesses aimed at middle market accounts: commercial property, general liability, commercial auto, inland marine, and excess liability, for policies effective January 1, 2027 and later. Today, Oakview writes ICW workers' compensation, and we expect to offer ICW general liability as those lines open, subject to program availability and underwriting.
What an ICW Workers' Comp Policy Covers
| Coverage | What it pays for |
|---|---|
| Medical treatment | Reasonable and necessary care for a covered work injury or illness, such as doctor visits, hospital care, therapy, and prescriptions |
| Temporary disability | Partial wage replacement while an injured employee is recovering and cannot work |
| Permanent disability | Payments when a work injury leaves a lasting impairment, rated under California rules |
| Supplemental job displacement | A voucher for retraining when an injured employee cannot return to the old job |
| Death benefits | Benefits to qualifying dependents after a fatal work injury |
| Employer's liability | Certain lawsuits against the employer that arise from a work injury, subject to policy terms, limits, and exclusions. It does not replace the workers' comp benefits above. |
California sets the benefits. Coverage is subject to ICW underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on ICW
A workers' comp premium depends on how your payroll is classified, what your experience mod is, and which carrier wants your type of business. We check the class codes before we quote, review your mod with you, and help you put ICW's safety and injury services to work, since fewer and smaller claims help your mod over time. ICW is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets, so if ICW is not the right fit we can quote the others in the same conversation.
Our team is 20 dedicated insurance professionals, and two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write ICW Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with employers in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
ICW Insurance Questions, Answered
Is Oakview an appointed ICW agent?
Yes. Oakview Insurance Services is an independent agency appointed with ICW Group. We write ICW workers' compensation for California businesses. We are a local independent agency that can quote and service ICW policies, not an ICW employee or a captive agent.
What is ICW Group's AM Best rating?
AM Best affirmed the Financial Strength Rating of A (Excellent) for Insurance Company of the West and its pooled subsidiaries, with a stable outlook, effective December 10, 2025. Ratings can change, so check AM Best for the current rating.
What does ICW write in California through Oakview?
Today, Oakview writes ICW workers' compensation, subject to ICW underwriting. In October 2026, ICW announced five commercial lines for California businesses aimed at middle market accounts: commercial property, general liability, commercial auto, inland marine, and excess liability. Submissions are open for policies effective January 1, 2027 and later. As those lines open, we expect to offer ICW general liability as well, subject to ICW's program availability and underwriting.
What is Safety OnDemand?
Safety OnDemand is ICW Group's online safety and learning platform, with more than 5,000 safety materials such as training videos and safety talks. It comes with an ICW workers' comp policy at no extra cost.
What should I do when an employee is hurt?
For an emergency, call 911 first. For a non-emergency injury, ICW workers' comp policyholders can call ICW's Nurse Triage Hotline, a free 24/7 line staffed by bilingual nurses who treat workplace injuries. The nurse helps direct care and starts the claim. You can also call our office at (530) 674-5054 for help with the first report of injury.
What is the California Premier Medical Provider Network?
It is ICW Group's medical provider network (MPN) for California workers' comp claims. An MPN is a group of doctors and specialists that injured employees generally use for treatment of a work injury, under California's rules for medical provider networks. There are exceptions, such as an employee who properly predesignated a personal physician before the injury.
Is workers' compensation required in California?
California requires nearly every business with employees to carry workers' compensation insurance, even with a single employee. Operating without it can lead to a stop order and state penalties.
How do I get an ICW quote in California?
ICW works through independent agents, so your quote comes through an agent like Oakview. You can fill out our online quote form or call (530) 674-5054. You can start the request before every document is ready.
Does Oakview serve ICW clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing ICW policyholders can find claims and billing contacts on our carriers page.
Talk to a Local ICW Agent
Tell us about your business, your payroll, and your claims history, and we will check whether ICW is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | ICW Group, Safety OnDemand, and HR OnDemand are trademarks of their respective owner. Oakview Insurance Services is an independent insurance agency appointed with ICW Group and is not owned or operated by ICW Group. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.