Hagerty Insurance Agent in Yuba City, CA
Oakview Insurance Services is an independent agency in Yuba City appointed with Hagerty and listed on Hagerty's agent locator. We write Hagerty coverage for classic and collector cars, exotics, motorcycles, and boats across California, subject to Hagerty underwriting.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010.
- Guaranteed Value Coverage
- Collector Cars, Exotics, Motorcycles, and Boats
- 850+ Five-Star Google Reviews
- Listed on Hagerty's Agent Locator
- Local Yuba City Office
A Collector Vehicle Specialist Since 1984
Frank and Louise Hagerty started Hagerty in 1984 in the basement of their Traverse City home, insuring classic wooden boats. Collector cars followed in 1991. At the end of 2025, Hagerty reported 1,684,935 policies in force and 929,895 paid Hagerty Drivers Club members. In the United States, Hagerty's collector auto policies are underwritten by Essentia Insurance Company and other insurers named in Hagerty's disclosures, and your declarations page shows the insurer on your policy.
California has stricter storage rules for Hagerty than most states. Hagerty's agent guidelines prefer an enclosed, secure structure such as a garage, pole barn, car condo, or storage unit. Some states can also use a carport, a secured parking garage, a car hauling trailer, or a driveway, but each of those options excludes California, so a California collector car generally needs enclosed storage. Hagerty's agency in California is Hagerty Insurance Agency, LLC (license 0C15100), and Drivers Club roadside service in California is provided by or through Cross Country Motor Club of California.
Hagerty Coverage Through Oakview
Hagerty covers vehicles you collect, restore, or drive for fun rather than every day. Coverage is subject to Hagerty underwriting, policy terms, limits, and exclusions, and not all coverages are available in every state.
Lead Program
Guaranteed Value for Collector Cars
Hagerty and you agree on the car's value up front, using Hagerty's valuation tools. If the car is a covered total loss, Hagerty pays that agreed value, less any deductible and any salvage you keep, with taxes and fees included unless state law prohibits it. A standard auto policy often settles a total loss at actual cash value, which takes depreciation into account. The policy also carries spare parts coverage, 30 days of coverage on a newly purchased stock collectible car worth up to $50,000, and a say in how and where the car is repaired.
- Guaranteed Value
- Spare Parts Coverage
- New Purchase Coverage
- Repair Shop Choice
Classic and Collector Cars
Collector cars from any era, 1980 and newer collector vehicles, collector trucks and SUVs, and modified cars. Hagerty also has programs for classic tractors, collector military vehicles, and vintage camper trailers.
- Collector Cars
- 1980 and Newer Collectors
- Collector Trucks and SUVs
- Modified Cars
Exotics and Supercars
Hagerty's program for high-performance, high-value vehicles, including exotics, supercars, hypercars, and extreme luxury cars, with Guaranteed Value coverage. The car cannot be your daily driver, and Hagerty makes the final decision on each vehicle.
- Exotics
- Supercars
- Extreme Luxury Cars
Motorcycles
Collector and vintage motorcycles and scooters. Hagerty's guidelines exclude motorcycles with performance modifications, and a motorcycle generally does not count as a household's regular-use vehicle.
- Collector Motorcycles
- Scooters
Boats and Yachts
Classic wooden boats, older fiberglass boats with unique designs, newer fiberglass boats, sailboats, and pontoons up to 26 feet, yachts over 26 feet, and high-performance boats. Hagerty's agent platform also has a houseboat option, and eligibility is subject to Hagerty's marine underwriting.
- Classic Boats
- Sailboats and Pontoons
- Yachts
- Houseboats
What California Collectors Should Know
Storage
Plan on a garage, pole barn, car condo, or enclosed storage unit. Hagerty's guidelines exclude California from carport, parking garage, trailer, and driveway storage. Storage is subject to underwriter review.
Your Daily Driver
Hagerty generally expects every licensed driver in the household to have a regular-use vehicle, insured in the applicant's name, though underwriting may consider exceptions. The collector car can go to shows, club events, tours, and pleasure drives, but it cannot be your commuter or errand car. That regular car can stay on your current policy, and our auto insurance page covers the options.
Driving Record
In most states, Hagerty can only cover drivers without a serious infraction, such as an alcohol-related offense, reckless driving, or excessive speeding, in the last three years. Underwriters review every household driver.
Hagerty Programs and Who They Fit
| Program | Who it's for |
|---|---|
| Collector Cars | Owners of classic and collector cars from any era that are not driven daily |
| 1980 and Newer Collectors | Owners of newer cars with collector value |
| Collector Trucks and SUVs | Owners of vintage pickups and collector SUVs |
| Modified Cars | Owners of modified and custom vehicles, subject to underwriting |
| Exotics and Supercars | Owners of high-performance, high-value vehicles that are not daily drivers |
| Motorcycles and Scooters | Owners of collector and vintage motorcycles without performance modifications |
| Boats and Yachts | Owners of classic, fiberglass, and high-performance boats, sailboats, pontoons, and yachts |
Coverage is subject to Hagerty underwriting, policy terms, limits, and exclusions.
Why Work With Oakview on Hagerty
A collector car policy works best when it lines up with the rest of your insurance. At Oakview, we place the Hagerty policy and check that your regular-use cars, your home, and any umbrella fit around it, so the household meets Hagerty's requirements and nothing is left out. Hagerty is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.
Our team is 20 dedicated insurance professionals. Two of our personal lines agents speak Spanish and can help with business and farm policies too. We have earned 850+ five-star Google reviews, and Oakview was voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years. Read our reviews on Google, or call us at (530) 674-5054.
Where We Write Hagerty Coverage
We work with clients throughout California, with a focus on Northern California and the communities below.
Our Office
Oakview Insurance Services, Inc.
1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 · info@oakviewins.com
Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.
Yuba-Sutter
Our home base: Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland, along with Sutter, Meridian, and Loma Rica.
Butte and Colusa Counties
North of the office we serve Chico, Oroville, and Gridley in Butte County, and Colusa and Williams to the west.
Greater Sacramento
To the south we work with clients in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.
Hagerty Insurance Questions, Answered
Is Oakview an appointed Hagerty agent?
Yes. Oakview Insurance Services is an independent agency appointed with Hagerty, and our Yuba City office is listed on Hagerty's agent locator. We quote, place, and service Hagerty policies. We are not a Hagerty employee or a captive agent.
What is Guaranteed Value?
You and Hagerty agree on the vehicle's value when the policy is written, using Hagerty's valuation tools. If the vehicle is a covered total loss, Hagerty pays that agreed value, less any deductible and any salvage you keep, with taxes and fees included unless state law prohibits it. A standard auto policy often settles a total loss at actual cash value, which takes depreciation into account.
Does my car qualify for Hagerty?
Hagerty is for collector vehicles that are not daily drivers. You can use the car for club functions, shows, tours, and occasional pleasure driving. Hagerty generally expects every licensed household driver to have a regular-use vehicle, insured in the applicant's name, though underwriting may consider exceptions. Drivers with a serious infraction in the last three years generally cannot be covered, and the car must be stored securely. Final eligibility is up to Hagerty's underwriters.
Can I keep my Hagerty-insured car in a carport or parking garage in California?
Generally, no. Hagerty's agent guidelines allow carports, secured parking garages, car hauling trailers, and driveways in some states, but California is excluded from each of those options. In California, plan on a garage, pole barn, car condo, or enclosed storage unit.
Does Hagerty insure exotics and newer high-end cars?
Yes. Hagerty has a program for exotics, supercars, hypercars, and extreme luxury cars, with Guaranteed Value coverage. The car cannot be driven daily to work or school, and Hagerty makes the final decision on each vehicle.
Is Hagerty Drivers Club included with my policy?
No. Hagerty Drivers Club is a separate membership, and you do not need a Hagerty policy to join. Members get emergency roadside assistance for their classic and collector cars, including flatbed towing with soft straps, at 888-310-8020, plus the Hagerty Drivers Club magazine and access to Hagerty's valuation tools.
Does Hagerty insure boats?
Yes. Hagerty started with classic wooden boats in 1984. Its boat program covers classic wooden boats, older fiberglass boats with unique designs, newer fiberglass boats, sailboats, and pontoons up to 26 feet, yachts over 26 feet, and high-performance boats, subject to underwriting.
How do I get a Hagerty quote in California?
Fill out our online quote form or call (530) 674-5054. Have the year, make, and model, the value you have in mind, where the vehicle is stored, and the regular-use vehicles in your household. You can start the request before every document is ready.
Does Oakview serve Hagerty clients outside Yuba City?
Yes. We work with clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Hagerty policyholders can find claims and billing contacts on our carriers page.
Talk to a Local Hagerty Agent
Tell us about your car, boat, or motorcycle, where you keep it, and how you use it, and we will check whether Hagerty is a fit. If another carrier fits better, we will tell you that too.
Oakview Insurance Services, Inc. | 1670 Sierra Ave Ste 303, Yuba City CA 95993 | CA License #0L91635 | (530) 674-5054 | info@oakviewins.com | Licensed in CA, OR, WA, NV, ID, AZ | The Hagerty and Hagerty Drivers Club names and logos belong to The Hagerty Group, LLC. Hagerty policies are underwritten by Essentia Insurance Company and other insurers named in Hagerty's disclosures. Hagerty Drivers Club membership is provided by Hagerty Drivers Club, LLC, a non-insurance affiliate of Hagerty Insurance Agency, LLC. Oakview Insurance Services is an independent insurance agency appointed with Hagerty and is not owned or operated by Hagerty. Coverage is subject to carrier underwriting guidelines and availability. This page is for informational purposes only and is not a commitment to insure.