Nationwide Insurance Agent in Yuba City, CA

Yes. Oakview Insurance Services is an independent agency appointed with Nationwide, and our Yuba City office is listed in Nationwide's agency directory as an On Your Side® Farm Certified Agency. We are a local independent agency that can quote and service Nationwide policies, not a Nationwide employee or a captive agent.

Nationwide's property and casualty companies hold a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of a+ (Excellent) from AM Best. AM Best affirmed both on November 7, 2025, with stable outlooks. Ratings can change, so check AM Best for the current rating.

Farm and ranch coverage (AgriChoice, AgriChoice Plus, and CountryChoice), Difference in Conditions for eligible farms, homeowners, condo, renters, personal auto, powersports, and business coverage including property, liability, commercial auto, and workers' compensation. We do not sell Nationwide life insurance or financial products. Nationwide is taking new business through our office, subject to underwriting, and availability varies by property and location.

A homeowners policy is written for a house, not a farming operation. Barns, shops, equipment, livestock, stored crops, and the liability that comes with hired help or selling what you grow are often limited or excluded. Nationwide's farm policies are written for those exposures along with the farm home. If you run equipment, keep livestock, or sell anything you grow, have us look at your operation before you assume your homeowners policy has it handled.

Possibly. Nationwide offers a Difference in Conditions policy in California for current and former Nationwide farm policyholders who already carry a policy from the state's last-resort program. It adds coverage for losses other than fire to the farm home and outbuildings, along with equipment and farm and personal liability. Fire stays with the last-resort policy. Farms that have never had a Nationwide farm policy do not qualify, and eligibility is subject to Nationwide's underwriting guidelines.

Nationwide is the official insurance and financial services provider of the California Farm Bureau, and the two have worked together since 1999. The Farm Bureau notes that select discounts may apply to Nationwide farm and ranch coverage for members. Separately, Nationwide says you can save up to 20% when you bundle home and car insurance. Tell us you are a member when you call, and we will check which discounts apply.

Standard homeowners policies generally do not cover flood damage, and standard California homeowners policies generally exclude earthquake damage. Earthquake protection is available through separate policies or eligible endorsements. Oakview writes flood as a separate policy, and we can check earthquake options for your home.

Land As Your Legacy is Nationwide's farm and ranch transition planning program. Nationwide says its team will develop a transition plan at no cost, working with your own financial, legal, and tax professionals. Oakview does not sell Nationwide financial products, but we can point you to the program while we review your farm coverage.

With Oakview, your Nationwide agent is a local office that handles your farm, home, auto, and business policies together, so we can catch gaps between them. We can also quote the other carriers we can access, so if Nationwide is not the best fit, we will tell you and show you what is.

Yes. We write Nationwide coverage for clients throughout California, with a focus on Yuba-Sutter, Butte and Colusa Counties, and greater Sacramento. Existing Nationwide policyholders can find claims and billing contacts on our carriers page.