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The Hartford Business Insurance Agent in Yuba City, CA

Oakview Insurance Services is an independent agency in Yuba City appointed with The Hartford for business insurance. We write The Hartford's small business coverage, including business owner's policies, workers' compensation, general liability, commercial auto, and cyber, and we can bring larger companies to The Hartford's midsize and large business team.

Mariah Davis founded Oakview in her hometown of Yuba City in 2010. Today our 20 dedicated insurance professionals work with business owners across Northern California.

  • AM Best A+ (Superior)
  • Small Business and Middle Market
  • 850+ Five-Star Google Reviews
  • CLCS Commercial Lines Coverage Specialist
  • Local Yuba City Office

About The Hartford

Why Business Owners Choose The Hartford

The Hartford has insured businesses since 1810 and was the first insurer to open a service center built for small companies.

1810

Founded in Hartford, Connecticut

A+

AM Best (Superior), affirmed July 2026

1M+

Small business customers

1983

First dedicated small business service center

The Hartford started as a fire insurance company in Hartford, Connecticut, in 1810. In 1983 it became the first insurer to offer a service center dedicated to small businesses, and its Small Business unit now serves more than 1 million small business customers.

In July 2026, AM Best affirmed the A+ (Superior) financial strength rating of Hartford Fire Insurance Company and its pooling subsidiaries and affiliates. For companies with more than $10 million in revenue, The Hartford's midsize and large business team builds programs around specific industries, with risk engineering and claims services behind them.

What We Write

The Hartford Business Coverage Through Oakview

We quote The Hartford's full small business lineup and its midsize and large business programs. Coverage varies by state and type of business, and every policy is subject to The Hartford's underwriting, policy terms, limits, and exclusions.

The Spectrum Business Owner's Policy

The Hartford's Spectrum Business Owner's Policy puts property, general liability, and business income insurance in one policy. For many small businesses it is the place to start, and cyber coverage can be quoted alongside it.

  • General Liability
  • Business Property
  • Business Income
  • Cyber Coverage Available

Workers' Compensation

California requires workers' compensation for businesses with employees. It helps cover medical bills, rehabilitation, and lost wages after a work-related injury or illness.

Workers' compensation insurance

General Liability

Helps protect your business if it is sued over bodily injury or property damage to others, or over claims like libel and slander.

Commercial insurance

Commercial Auto

Helps cover the cost of an accident when you or an employee is at fault while driving for your business.

Commercial auto insurance

Professional Liability

Also called errors and omissions. Helps protect service businesses if a client claims negligence in the professional work you provided.

Cyber Insurance

The Hartford's CyberChoice First Response helps small businesses with data privacy, network security, extortion threats, and other cyber risks.

Commercial Property

Helps protect the building you own or rent, plus the tools, equipment, and inventory you use to run your business.

Employment Practices Liability

Helps cover defense and damage costs from employee claims such as wrongful termination, discrimination, harassment, or retaliation.

Commercial Umbrella

Adds liability limits above your core business policies when the cost of a lawsuit goes past them.

Commercial umbrella insurance

Midsize and Large Businesses

For companies with more than $10 million in revenue, The Hartford writes industry-focused programs that can include large property, workers' compensation, umbrella and excess liability, directors and officers coverage, and surety bonds. Tell us about your operation and we will see whether it fits.

Looking for personal auto coverage? The Hartford sells personal auto and home insurance through the AARP Auto & Home Insurance Program. See our AARP Auto & Home page.

Coverage at a Glance

Which Hartford Coverage Fits Your Business

A quick guide to who each policy is for. We confirm eligibility and limits when we prepare your quote.

CoverageWho it's for
Spectrum Business Owner's PolicySmall businesses that want property, general liability, and business income in one policy
Workers' CompensationCalifornia businesses with employees
General LiabilityBusinesses that serve customers, visit job sites, or sign leases and contracts that require it
Commercial AutoBusinesses with vehicles that you or your employees drive for work
Professional LiabilityConsultants and service businesses that give advice or professional services
Cyber InsuranceBusinesses that store customer information or use the internet in their operations
Employment Practices LiabilityBusinesses with employees
Commercial UmbrellaBusinesses that want liability limits above their core policies
Midsize and Large Business ProgramsCompanies with more than $10 million in revenue

Why Oakview

A Local Agency for Your Hartford Coverage

The Hartford sells some small business coverage online. Working through Oakview adds a local team that compares your options and stays with you after the policy is written.

Oakview Insurance Services owners Mariah Davis and Scott McClarrinon
Mariah Davis, founder and president, and Scott McClarrinon, vice president and co-owner.

A Team in Yuba City

Our 20 dedicated insurance professionals work from our office on Sierra Avenue. Two of our personal lines agents speak Spanish and can help with business and farm policies too.

More Than One Market

The Hartford is one of more than 100 A-rated carriers we can access, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets.

Recognized at Home

Voted Best Insurance Agency, Best Agent, and Best Customer Service in the Appeal-Democrat's Best of Yuba-Sutter-Colusa readers' poll, multiple years, with 850+ five-star Google reviews. Read our reviews on Google.

Oakview holds the CLCS (Commercial Lines Coverage Specialist) designation for commercial insurance. Meet our team or call (530) 674-5054. Already a client? Claims and billing contacts are on our carriers page.

Where We Work

Serving Businesses Across Northern California

We work with clients throughout California, with a focus on Northern California and the communities below.

Our Yuba City Office

1670 Sierra Ave Ste 303, Yuba City, CA 95993
(530) 674-5054 | info@oakviewins.com

Oakview is licensed in California, Oregon, Washington, Nevada, Idaho, and Arizona.

Yuba-Sutter

Our home base. We insure businesses in Yuba City, Marysville, Linda, Plumas Lake, Live Oak, and Wheatland.

Butte and Colusa Counties

North of the office, we work with businesses in Chico, Oroville, and Gridley, and to the west in Colusa.

Greater Sacramento

To the south, we serve businesses in North Natomas, Sacramento, Roseville, Rocklin, Lincoln, and Woodland.

Common Questions

The Hartford Business Insurance Questions, Answered

Is Oakview an appointed Hartford business insurance agent?

Yes. Oakview Insurance Services is an independent agency appointed with The Hartford for business insurance, with access to The Hartford's midsize and large business programs. On The Hartford's small business agency locator, Oakview is one of seven agencies listed within 25 miles of ZIP code 95993, and the locator notes its results may be a partial list. You can check for yourself on The Hartford's small business agency locator.

What is The Hartford's AM Best rating?

In July 2026, AM Best affirmed the A+ (Superior) financial strength rating of Hartford Fire Insurance Company and its pooling subsidiaries and affiliates. Ratings can change, so ask us for the current rating of the company that would write your policy.

What business insurance does The Hartford write in California?

Through Oakview, we can quote The Hartford's business owner's policy, workers' compensation, general liability, commercial auto, professional liability, cyber, commercial property, employment practices liability, and commercial umbrella coverage. Availability depends on your type of business, its location, and The Hartford's underwriting.

What is The Hartford's Spectrum Business Owner's Policy?

It is The Hartford's business owner's policy. It combines property, general liability, and business income insurance in one policy, and cyber coverage can be quoted alongside it. Whether your business qualifies depends on its size, operations, and underwriting.

Does The Hartford offer cyber insurance to small businesses in California?

Yes. The Hartford's CyberChoice First Response is available to small businesses in every state except Alaska, Louisiana, and Vermont. It addresses risks like data privacy, network security, and extortion threats, subject to policy terms, limits, and exclusions.

Can The Hartford insure larger businesses?

Yes. The Hartford's midsize and large business team works with companies that have more than $10 million in revenue. Its coverage includes large property, workers' compensation, umbrella and excess liability, directors and officers, and surety bonds, along with risk engineering and claims services. We can bring your account to that team.

Can I get personal auto insurance from The Hartford through Oakview?

The Hartford sells personal auto and home insurance through the AARP Auto & Home Insurance Program, which Oakview offers as an authorized agent. See our AARP Auto & Home page for what is available in California.

How do I get a Hartford business insurance quote through Oakview?

Call us at (530) 674-5054 or fill out our online quote form. It helps to have your payroll, number of employees, vehicles, and current policies on hand, but you can start the request before every document is ready.

Why work with Oakview instead of going to The Hartford directly?

You get a local agent who reviews your business, compares The Hartford with the other carriers we can access, and helps at renewal and claim time. The Hartford is one of more than 100 A-rated carriers we can access. If another carrier fits better, we will tell you that too. Two of our personal lines agents speak Spanish and can also help with business policies.

Does Oakview serve businesses outside Yuba City?

Yes. We work with clients throughout California, with a focus on Northern California, including Marysville, Chico, Oroville, Colusa, Roseville, Sacramento, and Woodland. Most quotes and policy changes can be handled by phone and email.

Talk to a Local Hartford Agent

Tell us what your business does, how many people you employ, and what you drive for work. We will quote The Hartford and show you how it compares. If another carrier fits better, we will tell you that too.

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