Oakview Insurance Services writes farm and agribusiness insurance for growers, ranchers, beekeepers, and ag businesses in Arbuckle, CA (zip code 95912) and across western Colusa County. Mariah Davis founded Oakview in her hometown of Yuba City in 2010. Our team of 20 dedicated insurance professionals has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. We have AFIS-certified and Nationwide Farm Certified agents on staff, and Oakview is a member of the Colusa County Farm Bureau. Our Arbuckle work covers almond and walnut orchards, rice, processing tomatoes, cattle, and bee yards, and we have earned 850+ five-star Google reviews. Request a quote or call us at (530) 674-5054.
Why Arbuckle Growers and Ranchers Choose Oakview
Arbuckle operations work with Oakview for a few practical reasons:
- AFIS-certified and Nationwide Farm Certified agents who start with how you farm: owned and leased ground, equipment, labor, and processing
- Members of the Colusa County Farm Bureau
- Independent access to farm markets such as Nationwide Agribusiness, Travelers Agribusiness, and Granwest, so your program fits the operation instead of one company’s package
- 850+ five-star Google reviews, and voted Best Agent, Best Agency, and Best Customer Service multiple times by readers of the Appeal-Democrat
- Bilingual service in English and Spanish for owners, managers, and crews. Hablamos español.
- A dedicated advisor who knows your operation, not a call center. Meet our team.
Arbuckle and Colusa County Agriculture
Arbuckle sits in western Colusa County, and farming around town runs to large almond and walnut orchards, irrigated rice, processing tomatoes, cattle, and apiary work. Bee yards arrive every spring to pollinate the orchards. A mix like that needs more than a standard farm policy.
Colusa County’s 2024 crop report put gross agricultural value at $844.6 million. Almonds led at $279.0 million, rice followed at $199.8 million on 118,386 harvested acres, and processing tomatoes added $96.0 million. USDA’s 2024 county estimates rank Colusa fifth in California for processing tomato tonnage, at 765,200 tons, and almond pollination was the county’s seventh-largest commodity category that year.
Coverage questions here tend to come from how the work gets done. Equipment moves between fields and down county roads. Many growers farm leased ground alongside their own, and harvest brings seasonal crews. Each of those raises a liability or coverage question that is easier to settle before a loss. Replacement costs for equipment, buildings, and irrigation pumps have also climbed, so limits set a few years ago may fall short today.
Flood exposure depends on where your ground sits. Arbuckle itself is away from the Sacramento River, but operations farming lower ground toward the river, around College City and Grimes, should talk it through. Flood damage is generally excluded from standard farm property policies. Separate flood insurance may be available for eligible farm buildings and contents through the National Flood Insurance Program or private insurers, though what can be covered for ag structures, equipment, and stored crops varies by policy and property.
Crops and Operations We Insure Around Arbuckle
We insure producers and ag operations in and around Arbuckle, including:
- Almonds and walnuts
- Rice
- Processing tomatoes
- Apiaries and pollination operations
- Cattle
- Alfalfa hay, wheat, seed, and specialty crops
Almonds, rice, and walnuts each have a program page of their own. Start with almond farm insurance for orchard establishment through hulling and storage. Rice farm insurance follows the crop from field prep to on-farm drying, and walnut farm insurance covers the huller and dehydrator, which carry separate fire and breakdown risk.
Farm Coverage for Arbuckle Operations
We look at owned and leased ground, equipment that moves between fields, harvest labor, and anything you process or store on site before recommending a program. Most Arbuckle programs are built from these pieces.
Farm Property and Structures
- Farm dwellings, rental homes, and farm labor housing
- Barns, shops, equipment sheds, and storage buildings
- Rice dryers, bins, and grain storage
- Cold storage, packing sheds, and processing facilities
- Irrigation pumps, canals, and water delivery infrastructure
Farm and Agribusiness Liability
Processing tomato growers can face several separate exposures at harvest: cargo or transit losses, third-party product liability, and field and road liability while trucks and harvesters are moving. What a grower needs depends on the operation and the processor contract. Drift from aerial and ground application is another exposure. Whether drift is covered depends on the policy’s terms, exclusions, and endorsements, and specialized chemical drift or pollution coverage may be available depending on the operation and insurer.
- Premises and operations liability
- Chemical drift liability for aerial and ground application
- Products and completed operations for processing tomato and packing operations
- Landowner and leased land liability
- Custom farming and equipment on the road
- Farm and commercial umbrella
Agricultural Equipment and Machinery
A harvester or orchard sprayer costs far more to replace than it did a few years ago, and equipment that travels between locations needs coverage that follows it.
- Tractors, harvesters, sprayers, and orchard equipment
- Scheduled and blanket farm machinery coverage
- Equipment breakdown for hullers, dryers, and dehydrators
- Coverage options for theft, fire, collision, and equipment in transit, subject to policy terms and exclusions
Workers Compensation for Agricultural Operations
California generally requires employers with one or more employees, including agricultural employers, to carry workers compensation or qualify for authorized self-insurance. Harvest adds seasonal crews on top of year-round staff, so accurate payroll reporting and classification matter, especially for seasonal, H-2A, and piece-rate workers. Oakview is a State Compensation Insurance Fund agent for agricultural workers comp, alongside our other workers comp markets.
- Seasonal and year-round agricultural labor
- H-2A and piece-rate classification support
- Experience mod management and claims advocacy
- Insurance classification and workers comp guidance for California agricultural employers
Specialty and Supplemental Coverage
Bee operations carry hive mortality, transit, and liability exposures tied to pollination contracts and honey production, and terms for hive coverage vary by carrier. Cattle on leased or owned rangeland need mortality and ranch liability coverage. A chemical spill on owned or leased ground can also create cleanup costs that standard farm property may not cover.
- Flood insurance options for eligible farm buildings and contents
- Apiary and pollination operations
- Livestock and cattle mortality
- Agricultural pollution and pollutant cleanup liability
Why an Independent Farm Agent Matters in Arbuckle
A captive agent sells one company’s farm program. If that program does not fit an almond operation that also runs a huller, or a cattle ranch with leased rangeland, there is nowhere else to go. As an independent agency, Oakview has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. Our farm markets include Nationwide Agribusiness, Travelers Agribusiness, Liberty Mutual, Zenith Agribusiness, Chubb Agribusiness, Granwest, Philadelphia Insurance, and Capital Insurance Group (CIG).
Many Arbuckle clients also have one advisor handle their farm, business, home, and auto coverage, so the policies work together and gaps are less likely. For an overview of all our farm programs, see our farm and agriculture insurance page.
What Our Farm Clients Are Saying
Oakview has earned 850+ five-star Google reviews from clients across the Sacramento Valley, including farm and ranch families and ag business owners.
Read what our clients say on Google.
Frequently Asked Questions: Arbuckle Farm Insurance
Do you specialize in farm and agriculture insurance in Arbuckle?
Yes. Farm and agribusiness insurance is a core part of our work in Arbuckle and western Colusa County, for growers, ranchers, and ag operations of all sizes. We have AFIS-certified and Nationwide Farm Certified agents on staff, and Oakview is a member of the Colusa County Farm Bureau.
Do you insure processing tomato operations near Arbuckle?
Yes. USDA’s 2024 county estimates put Colusa County fifth in California for processing tomato tonnage, and we work with tomato growers around Arbuckle. Growers can face several separate exposures: cargo or transit losses, third-party product liability, packing and handling facilities, harvest equipment breakdown, and workers comp for seasonal crews. What you need depends on your operation, your processor contract, and your current program.
Do you cover apiary and livestock operations near Arbuckle?
Yes. For bee operations, we help insure hive mortality, transit for hives moving between locations, liability, and the contract pollination arrangements many beekeepers work under. Terms for hive coverage vary by carrier. For cattle operations, we help arrange livestock mortality coverage, ranch liability, and coverage for eligible ranch property and operations on owned or leased rangeland. Available protection depends on the insurer, policy terms, covered causes of loss, and underwriting requirements.
Can you coordinate farm, business, and personal insurance together?
Yes. Many Arbuckle clients have one advisor handle their farm, business, home, and auto coverage so the policies work together and gaps are less likely.
Which farm insurance carriers does Oakview work with?
As an independent agency, Oakview has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. Farm markets include Nationwide Agribusiness, Travelers Agribusiness, Liberty Mutual, Zenith Agribusiness, Chubb Agribusiness, Granwest, Philadelphia Insurance, and Capital Insurance Group (CIG). That range lets us match your operation to the right program.
Do you insure both large and small farming operations?
Yes. We work with everything from small family farms to large commercial producers across Colusa County.
How do I get a farm insurance quote in Arbuckle?
Call our office at (530) 674-5054 or request a quote online. We will learn about your operation first and recommend coverage that fits how you farm.
Serving Arbuckle and Surrounding Farm Communities
Oakview serves farm and agribusiness operations in Arbuckle and College City (95912), Grimes (95950), Williams (95987), and Maxwell (95955), along with Sites and the rural ground across Colusa County.
Nearby Oakview farm pages: Colusa, Maxwell, Williams
For local ag resources and events, the Colusa County Farm Bureau is a good place to start.
Adding almond acreage, or running a huller with no breakdown coverage on it? Hauling tomatoes to the processor under a contract you have not compared against your liability limits? Bringing hives in for bloom, or farming leased ground where nobody has settled who covers what? Arbuckle growers bring us these situations every season. Call us at (530) 674-5054 or use the button below to start your quote.