Oakview Insurance Services writes farm and agribusiness insurance for growers, ranchers, custom operators, and ag businesses in Colusa, CA (zip code 95932) and across Colusa County. Mariah Davis founded Oakview in her hometown of Yuba City in 2010. Our team of 20 dedicated insurance professionals has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. We have AFIS-certified and Nationwide Farm Certified agents on staff, and Oakview is a member of the Colusa County Farm Bureau and the Colusa County Chamber of Commerce. Rice dryers, almond and walnut hullers, processing tomato harvests, cattle, and bee yards all show up in our Colusa County book, and we have earned 850+ five-star Google reviews along the way. Request a quote or call us at (530) 674-5054.
Why Colusa Growers and Ranchers Choose Oakview
Colusa County operations come to Oakview for a few practical reasons:
- AFIS-certified and Nationwide Farm Certified agents who start with how you farm: owned and leased ground, equipment, labor, and on-farm processing
- Members of the Colusa County Farm Bureau and the Colusa County Chamber of Commerce
- Independent access to farm markets such as Nationwide Agribusiness, Travelers Agribusiness, and Granwest, so the program fits your operation instead of one company’s package
- 850+ five-star Google reviews, and voted Best Agent, Best Agency, and Best Customer Service multiple times by readers of the Appeal-Democrat
- Bilingual service in English and Spanish for owners, managers, and crews. Hablamos español.
- A dedicated advisor who knows your operation, not a call center. Meet our team.
Colusa and Colusa County Agriculture
Colusa County was established in 1850 as one of California’s original 27 counties, and farming has carried its economy ever since. The county seat was settled in 1846 at a bend in the Sacramento River known as Salmon Bend. Its courthouse, built in 1861, is the oldest surviving courthouse in the Sacramento Valley and is California Historical Landmark No. 890.
According to the county’s 2024 crop report, Colusa County’s gross agricultural value reached $844.6 million. Almonds led at $279.0 million. Rice came second at $199.8 million on 118,386 harvested acres, and processing tomatoes added $96.0 million. Livestock, including 22,500 head of cattle and calves and 5,100 sheep and lambs, brought in $47.3 million. USDA figures for 2024 put Colusa fifth in California for processing tomato tonnage, behind Fresno, Yolo, Kings, and Merced. Almond pollination was the county’s seventh-largest commodity category that year, which gives a sense of how many hives move through the county every bloom.
Certified organic production is another part of the county’s farm economy. The 2024 crop report puts the gross value of organic products at about $44.6 million. Each February the Colusa Farm Show brings growers into town, and Arbuckle hosts its Almond Festival.
Water, Drainage, and Flood Risk in Colusa County
Reclamation District No. 108 was formed in 1870 under California’s Reclamation District Law of 1868 to reclaim flood-prone farmland along the Sacramento River. In 1914 a drainage project pulled three feet of standing water off 18,000 acres in seven days and turned flooded ground into farmland. Today the Glenn-Colusa Irrigation District (GCID), the largest irrigation district in the Sacramento Valley, carries Sacramento River water through its main canal and nearly 1,000 miles of laterals and drains to rice, almond, walnut, tomato, and orchard ground across the county.
That history shows up in a coverage review. Much of the county sits near the Sacramento River, and flood damage is generally excluded from standard farm property policies. Separate flood insurance may be available for eligible farm buildings and contents through the National Flood Insurance Program or private insurers, though what can be covered for ag structures, equipment, and stored crops varies by policy and property. Irrigation pumps and the infrastructure that feeds them are high-value assets on many operations, and they are often left underinsured.
Sites Reservoir, proposed west of Maxwell in Colusa and Glenn counties, is the big new water project on the horizon for the Sacramento Valley. As of October 2026, the project has cleared major environmental and permitting milestones, including a revised draft water rights decision from the State Water Resources Control Board, and the Board is scheduled to consider the final decision on November 4, 2026. For Colusa growers, Sites points to steadier long-term supply in a region where river allocations, SGMA groundwater rules, and drought years shape planning every season. Our Maxwell farm page covers the Sites corridor in more detail.
Crops and Operations We Insure in Colusa County
We insure producers and ag operations in Colusa and throughout the county, including:
- Almonds (conventional and certified organic) and walnuts
- Rice, conventional and certified organic
- Processing tomatoes
- Safflower, sunflowers, wheat, alfalfa, and seed crops
- Cattle, sheep, and equine operations
- Apiaries and pollination operations
- Grapes, nursery stock, and specialty crops
- Custom farming operations
Rice, almonds, and walnuts each have their own program page. Our rice farm insurance page follows the operation from field prep through on-farm drying and storage, including equipment breakdown protection for rice dryers, which may require a separate endorsement or specialized coverage beyond standard farm property insurance. The almond farm insurance page runs from orchard establishment through hulling and storage, with young orchard and huller breakdown coverage. On the walnut farm insurance page, we cover the two processing exposures walnut growers carry: the huller and the dehydrator, each with its own fire and breakdown risk.
Not seeing your crop or operation here? Call us. The range of farms we write across the Sacramento Valley is broad, and we can likely help.
Farm Coverage for Colusa Operations
Before recommending anything, our advisors look at land use, equipment, leased acreage, labor, and liability, and at where and how you farm. Here is how a Colusa program usually comes together.
Farm Property and Structures
- Farm dwellings, rental homes, and farm labor housing
- Barns, shops, equipment sheds, and storage buildings
- Rice dryers, bins, and grain storage
- Cold storage, packing sheds, and processing facilities
- Irrigation pumps, canals, and water delivery infrastructure
Farm and Agribusiness Liability
Aerial and ground application carries third-party exposure if drift reaches a neighbor’s crop, property, or water. Many Colusa operations also farm a mix of owned and leased ground, and the liability line between landowner and tenant is worth spelling out before a claim, not after. Whether drift is covered depends on the policy’s terms, exclusions, and endorsements, and specialized chemical drift or pollution coverage may be available depending on the operation and insurer.
- Premises and operations liability
- Chemical drift liability for aerial and ground application
- Products and completed operations for packers and processors
- Custom farming and equipment on the road
- Landowner and leased land liability
- Farm and commercial umbrella
Agricultural Equipment and Machinery
Machinery prices have climbed, and limits set a few years ago often fall short of what it would cost to replace a harvester or sprayer today.
- Tractors, harvesters, sprayers, and orchard equipment
- Scheduled and blanket farm machinery coverage
- Equipment breakdown for hullers, dryers, and dehydrators
- Theft, fire, collision, and transit
Workers Compensation for Agricultural Operations
California generally requires employers with one or more employees, including agricultural employers, to carry workers compensation or qualify for authorized self-insurance. Harvest brings seasonal crews on top of year-round staff, so accurate payroll reporting and classification matter, especially for seasonal, H-2A, and piece-rate workers. Oakview is a State Compensation Insurance Fund agent for agricultural workers comp, alongside our other workers comp markets.
- Seasonal and year-round agricultural labor
- H-2A and piece-rate classification support
- Processing facility and packing shed labor
- Experience mod management and claims advocacy
- Compliance with California agricultural labor requirements
Specialty and Supplemental Coverage
A chemical spill on owned or leased ground can create cleanup liability that standard farm property policies may not cover. Organic growers face contamination from neighboring conventional fields, and loss of certification or contamination-related income may need specialized coverage that standard farm policies do not provide. Bee operations carry hive mortality, transit, and liability exposures that most standard farm policies handle poorly.
- Agricultural pollution and pollutant cleanup liability
- Review of organic contamination and certification exposures, with specialized coverage where available
- Apiary and pollination operations
- Livestock and cattle mortality
- Equine mortality and liability
Rice Dryers, Hullers, and Processing in Colusa County
On many Colusa operations, a large share of the value sits in processing. Rice dryers and bins, almond hullers, walnut hullers and dehydrators, cold storage, and packing sheds each carry fire and equipment breakdown exposure that a basic farm property form may not reach. Stored grain and nut inventory needs its own stock coverage as well.
Once a crop leaves your hands, products and completed operations liability matters for packers and processors. Processing tomato growers can face several distinct exposures: cargo or transit losses, third-party product liability, harvest equipment breakdown, field and road liability, and workers comp for seasonal crews. What a grower needs depends on the operation, the processor contract, and the rest of the insurance program.
Why an Independent Farm Agent Matters in Colusa County
A captive agent represents one company, so if that company’s farm program does not fit your operation, the options end there. As an independent agency, Oakview has access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. Our farm markets include Nationwide Agribusiness, Travelers Agribusiness, Liberty Mutual, Zenith Agribusiness, Chubb Agribusiness, Granwest, Philadelphia Insurance, and Capital Insurance Group (CIG).
That access lets us build coverage around how you farm instead of fitting your operation into a standard package. Many Colusa clients also have one advisor coordinate their farm, business, home, and auto coverage so the policies work together and gaps are less likely. For an overview of all our farm programs, see our farm and agriculture insurance page.
What Our Farm Clients Are Saying
Oakview has earned 850+ five-star Google reviews from clients across the Sacramento Valley, including farm and ranch families and ag business owners.
Frequently Asked Questions: Colusa Farm Insurance
Do you specialize in farm and agriculture insurance in Colusa?
Yes. Farm and agribusiness insurance is a core part of our work in Colusa and across Colusa County. We have AFIS-certified and Nationwide Farm Certified agents on staff, and Oakview is a member of the Colusa County Farm Bureau.
Do you insure rice operations and on-farm dryers near Colusa?
Yes. Rice was Colusa County’s second-largest crop by value in 2024, harvested on more than 118,000 acres. Drying, storage, and milling bring their own exposures: equipment breakdown, stock coverage for stored grain, processing liability, and fire. We work with farm-specialized carriers to build programs for rice operations across the county. For the full picture, see our rice farm insurance page.
Do you insure almond operations and huller facilities near Colusa?
Yes. Almonds were Colusa County’s largest crop by value in 2024 at $279.0 million. We cover orchard property and tree values, harvest equipment such as shakers, sweepers, and harvesters, on-farm hullers and storage, equipment breakdown on the huller, and workers comp for seasonal harvest crews. For the full picture, see our almond farm insurance page.
Do you insure walnut operations near Colusa?
Yes. Walnut operations carry a specific processing exposure: the on-farm huller and the dehydrator are two separate facilities, each with its own fire and equipment breakdown risk. We cover the full operation, from orchard establishment and harvest equipment through processing facilities and stored crop inventory. For the full picture, see our walnut farm insurance page.
Do you insure processing tomato operations near Colusa?
Yes. USDA figures put Colusa County fifth in California for processing tomato tonnage in 2024, and we work with tomato growers throughout the area. Growers can face several distinct exposures: cargo or transit losses, third-party product liability, harvest equipment breakdown, field and road liability during harvest, and workers comp for seasonal crews. What you need depends on your operation, your processor contract, and your current program.
Do you insure apiary and pollination operations near Colusa?
Yes. Almond pollination was Colusa County’s seventh-largest commodity category in 2024, which reflects how many hives the county’s orchards need each bloom. We help insure hive mortality, transit for hives moving between locations, premises and operations liability, and the contract pollination arrangements many local beekeepers work under. Terms for hive coverage vary by carrier.
Do you cover certified organic operations near Colusa?
Yes. Certified organic production generated about $44.6 million in Colusa County in 2024. We work with organic operations on property, equipment, liability, and contamination from neighboring ag activity. Loss of organic certification, contamination-related income losses, and related business interruption may need specialized coverage and may not be insurable under standard farm policies.
Do you cover chemical drift and pollutant cleanup liability near Colusa?
Yes. Drift from aerial and ground application is a serious liability exposure here. We review your liability coverage for gaps involving pesticide drift, neighboring crops, property damage, and water contamination. Depending on the operation and insurer, specialized chemical drift or pollution liability coverage may be available, and coverage always depends on the policy’s terms, exclusions, and endorsements. We also look at pollutant cleanup, since a chemical spill on owned or leased land can create cleanup costs that standard farm policies often leave out.
Do you insure cattle, livestock, and equine operations near Colusa?
Yes. Colusa County runs 22,500 head of cattle and calves and 5,100 sheep and lambs. We insure valley floor and western foothill ranch operations with livestock mortality, premises liability, leased rangeland, and ranch property coverage. We also insure equine operations of all sizes, including mortality, liability, and property.
How do I get a farm insurance quote in Colusa?
Call our office at (530) 674-5054 or request a quote online. We will learn about your operation first and recommend coverage built around how you farm.
Serving Colusa and Surrounding Farm Communities
Oakview serves farm and agribusiness operations in Colusa (95932) and across Colusa County, including Williams, Maxwell, Arbuckle, Princeton, Grimes, College City, Sites, Lodoga, and the rural ground between them. We also serve zip codes 95987, 95955, 95912, 95970, 95950, 95931, and 95979.
Nearby Oakview farm pages: Arbuckle, Maxwell, Williams
For home, auto, and business coverage, see our Colusa insurance page.
For local ag resources and events, the Colusa County Farm Bureau is a good place to start.
Running a rice dryer with no breakdown coverage on it? Planting new almond acreage, or picking up custom harvest work for neighbors? Bringing hives in for bloom, or farming leased ground where nobody has settled who covers what? Colusa growers bring us these situations every season. Call us at (530) 674-5054 or use the button below to start your quote.