Oakview Insurance Services insures farms, ranches, and agribusinesses in Marysville, CA (zip code 95901) and the Yuba County farm ground around it, including District 10, Hallwood, and the land served by the Hallwood and Cordua irrigation systems north of the Yuba River.
Mariah Davis founded Oakview in her hometown of Yuba City in 2010, just across the Feather River. Today our team of 20 dedicated insurance professionals works with growers whose operations depend on levees, canals, dryers, and dehydrators as much as on the crop itself. We have access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. AFIS-certified and Nationwide Farm Certified agents are on staff, Oakview is a member of the Yuba-Sutter Farm Bureau, and our clients have given us 850+ five-star Google reviews. Request a quote or call us at (530) 674-5054.
Why Marysville Growers Choose Oakview
Marysville-area farm families and ag businesses tend to come to us for a few reasons:
- AFIS-certified and Nationwide Farm Certified agents who work rice, orchard, and processing accounts
- Membership in the Yuba-Sutter Farm Bureau, and an office just across the river in Yuba City
- Coverage reviews that start with where your ground sits relative to the levees and how water reaches it
- 850+ five-star Google reviews, and voted Best Agent, Best Agency, and Best Customer Service multiple times by readers of the Appeal-Democrat
- Bilingual service in English and Spanish for owners, managers, and crews. Hablamos español.
- A dedicated advisor who knows your operation, not a call center. Meet our team.
Marysville and Yuba County Agriculture
Marysville sits where the Yuba River meets the Feather. The city was incorporated in 1851 and is the county seat of Yuba County, one of California’s original 27 counties. The river plain around town holds some of the county’s most productive farm ground, and the same rivers that built that soil have shaped its levees, its land use, and how farms here think about insurance for well over a century.
Yuba County’s 2024 crop report put gross agricultural production at about $262 million. Rice led at $52 million, followed closely by walnuts at $51 million and kiwifruit at $48 million, with prunes at $25 million and livestock at $24 million. Few counties in the valley lean on kiwifruit the way Yuba does, and the orchard side of the economy here is as important as the rice side.
North of the Yuba, rice checks sit next to walnut and prune orchards, with peaches, cattle, and hay mixed in. In winter, the flooded rice fields in District 10 draw large numbers of waterfowl and have become a well-known birding spot.
Water reaches this ground through some of the oldest irrigation systems on the river. The Hallwood Irrigation Company began diverting Yuba River water in 1909 and serves roughly 12,000 acres immediately north of the river, most of it in pasture, rice, walnuts, and prunes. The Cordua Irrigation District, which began diverting in the late 1890s, serves about 11,500 acres just to the north. Parts of that delivery system are more than 100 years old, and Hallwood has received grant funding to line canals after recent failures. For a farm policy, that history matters: pumps, wells, and pump houses are some of the most expensive things on the property to replace, and they need to be listed and valued correctly.
Levees, the North Training Wall, and Flood Exposure
District 10 takes its name from Reclamation District 10, formed in 1913 to maintain the levees that protect this ground. It covers roughly 12,000 acres between Honcut Creek and the Marysville levees, with the Feather River on the west, and maintains about 23 miles of levee. It is a reclamation district, not an irrigation district, so farms inside it get their water from several different irrigation districts.
Hallwood and parts of District 10 also depend on the North Training Wall, a 2.25-mile cobble embankment built along the Yuba in the early 1900s to control mining debris. It was never designed as a flood levee, but it has long reduced flood risk for Hallwood, and erosion over the years raised that risk. The Three Rivers Levee Improvement Authority reshaped the wall in a first phase completed in 2022, and a second phase to extend it has been approved.
The Marysville Ring Levee is a separate system. It surrounds the city of Marysville, and its improvements are designed to meet California’s 200-year urban flood standard. Like any levee, it reduces flood risk without eliminating it, and it does not protect farmland in District 10 or around Hallwood. For farms outside the ring, flood is a question to settle before the wet season. Standard farm property policies generally exclude flood, so buildings, stored crop, and equipment near the river need their own review. Depending on the property, that may mean an NFIP or private flood policy for eligible buildings and contents. Mobile farm equipment and stored crop each need their own eligibility review, and growing crops are not covered by standard NFIP building and contents policies. New NFIP policies generally have a 30-day waiting period, with some exceptions, and private flood policies set their own effective dates. See our flood insurance page for more.
Crops and Operations We Insure Around Marysville
We insure growers and ag businesses across the Marysville area, including:
- Rice, including drying and storage
- Walnuts and walnut hulling
- Prunes and prune dehydrators
- Kiwifruit
- Peaches, almonds, and other orchard crops
- Cattle, hay, and irrigated pasture
- Custom harvesters and grower-packer-shipper operations
For more detail by crop, see our rice farm insurance, walnut farm insurance, and almond farm insurance pages.
Farm Coverage for Marysville Operations
Most Marysville-area programs combine several coverages. Some fit on a single farm package, and others need a separate policy or endorsement, depending on the carrier.
Farm Property and Structures
Farm property coverage can include:
- Farm dwellings, rental homes, and farm labor housing
- Barns, shops, and equipment sheds
- Rice dryers, bins, and grain storage
- Prune dehydrators and packing sheds
- Irrigation pumps, wells, and pump houses
Farm and Agribusiness Liability
Farm liability can respond to covered premises and farming operations, including some landowner exposure on leased ground. Equipment and vehicles traveling county roads at harvest need a separate look, because some of that exposure belongs on a farm auto or commercial auto policy instead. Growers who deliver to cooperatives and processors also need products and completed operations coverage, and how it responds depends on the policy terms. We also review agricultural pollution liability for fuel and chemical exposures, which some carriers offer, and umbrella limits sized to the operation.
Equipment and Machinery
Tractors, harvesters, sprayers, and orchard equipment can be insured on a scheduled or blanket basis, depending on the carrier. Whether theft, fire, collision, overturn, and transport losses are covered depends on the causes of loss, endorsements, exclusions, and deductibles on the policy. Equipment breakdown for dryers, hullers, and dehydrators is available where a carrier offers it, and it is worth confirming before harvest rather than after a motor fails.
Workers Compensation for Farm Labor
California requires employers with even one employee to carry workers compensation or be approved to self-insure. We place coverage for seasonal crews, H-2A workers, piece-rate pay, and processing and packing labor, and we help growers manage their experience modification and work claims to protect future rates.
Livestock and Specialty Coverage
Cattle operations can add livestock mortality and theft coverage. Leased acreage and custom farming liability, along with seed endorsements, round out programs for growers who farm other people’s ground or harvest for hire. For an overview of every farm program we write, see our farm and agribusiness insurance page.
Rice Dryers, Prune Dehydrators, and Hullers
A lot of the value in Marysville-area agriculture sits in the buildings that process the crop. A rice dryer running through harvest, a dehydrator working through prune season, and a walnut huller in the fall all carry fire risk, mechanical breakdown, and stored product that can be worth more than the building around it. If you dry or hull crop for other growers, you also need coverage for product in your care that you do not own, which a standard farm policy may not include.
Prune growers here deliver into Sunsweet and other packers, so products liability and contract requirements come up often. A breakdown in the middle of harvest can also stop income for weeks. We review business income and extra expense alongside property values and equipment breakdown, so a covered interruption during harvest has a plan behind it. How that coverage responds depends on the cause of loss, waiting periods, and limits.
Why an Independent Agent Matters for Yuba County Farms
A captive agent represents one company. If that company does not want a dryer, a dehydrator, or levee-adjacent ground, the conversation ends there. As an independent agency, we have access to more than 100 A-rated carriers, including our core panel of 30+ direct-appointed carriers plus surplus lines and specialty markets. Our farm markets include Nationwide Agribusiness, Travelers Agribusiness, Liberty Mutual, Zenith Agribusiness, Chubb Agribusiness, Granwest, Philadelphia Insurance, and Capital Insurance Group (CIG).
Switching starts with a side-by-side review of your current program. In many cases we can become broker of record on your existing policies, subject to carrier approval, so coverage stays in place while we take over service. Where we find gaps, we put them in writing before anything changes.
What Our Farm Clients Are Saying
Oakview has earned 850+ five-star Google reviews from clients across Yuba, Sutter, Butte, and Colusa Counties, including farm families, orchard and rice operations, and ag businesses. Their reviews are the best way to see what working with us is like.
Read what our clients say on Google.
Frequently Asked Questions: Marysville Farm Insurance
Do you specialize in farm insurance in Marysville and District 10?
Yes. Farm and agribusiness insurance is a core focus of Oakview. We have AFIS-certified and Nationwide Farm Certified agents on staff, we are members of the Yuba-Sutter Farm Bureau, and we work with growers and ag businesses throughout Marysville, District 10, and Hallwood.
Does the Marysville Ring Levee protect farmland in District 10 or Hallwood?
No. The Ring Levee surrounds the city of Marysville. Farmland in District 10 relies on the levees maintained by Reclamation District 10, and Hallwood relies in part on the North Training Wall along the Yuba River. Levees reduce flood risk but do not eliminate it. Standard farm property policies generally exclude flood, so we review flood options for eligible buildings, contents, equipment, and stored crop on every farm outside the ring.
Do you insure rice dryers and grain storage in the Marysville area?
Yes. Rice drying and storage carry their own exposures, including fire, equipment breakdown, and stored grain that may belong to other growers. We place these operations with farm-specialized carriers and check that stock in your care is covered, not just the building.
Can you insure prune dehydrators and growers who deliver to Sunsweet?
Yes. We work with prune growers and dehydrator operators in the Marysville area. Depending on the operation and carrier, coverage may include buildings, equipment, stored product, products liability, equipment breakdown, and workers compensation. We also check whether you handle fruit belonging to other growers and whether that needs its own coverage.
Can you insure kiwifruit operations in Yuba County?
Yes. Kiwifruit is one of Yuba County’s top crops, and we insure kiwi growers for farm structures, packing and cold storage, equipment, liability, and seasonal labor.
Can you write workers compensation for seasonal farm labor around Marysville?
Yes. California requires employers with even one employee to carry workers compensation or be approved to self-insure. We work with carriers that write seasonal crews, H-2A workers, and piece-rate pay, and we help growers manage their experience modification over time.
How does switching to Oakview work if I already have a farm policy?
We start with a side-by-side review of your current program. In many cases we can become broker of record on your existing policies, subject to carrier approval, so coverage stays in place while we take over service. Any gaps or changes we recommend come to you in writing first.
How do I get a farm insurance quote in Marysville?
Call our office at (530) 674-5054 or request a quote online. We will learn how your operation runs and build coverage recommendations around it.
Serving Marysville and Surrounding Farm Communities
Along with Marysville, we work with farms and ag businesses in District 10, Hallwood, Linda, Olivehurst, Arboga, Wheatland, and the rural ground along the Yuba and Feather Rivers. Zip codes include 95901 (Marysville, Linda, Hallwood, and District 10), 95961 (Olivehurst and Arboga), and 95692 (Wheatland).
Nearby Oakview farm pages: Yuba City and Yuba-Sutter, Wheatland, Live Oak
For home, auto, and business coverage, see our Marysville insurance page.
For local farm news and advocacy, the Yuba-Sutter Farm Bureau is a good place to start.
Running a dryer into harvest on ground outside the Ring Levee? Picking up acreage in District 10 or Hallwood and not sure how your current policy handles flood? Bringing on seasonal crews for prune or walnut harvest, or moving away from an agent who does not know Yuba County farming? These are the situations we work through with Marysville-area growers. Call us at (530) 674-5054 or use the button below to start your quote.