Specialty Dwelling Insurance

Looking for Rental or Vacant Property Insurance in Yuba City?

If you own a rental property in Yuba City or home that happens to be vacant, a traditional homeowners insurance policy will not work.

You need what’s called a “Specialty Dwelling” insurance policy.

This is because traditional homeowners insurance excludes coverage for properties that are not owner-occupied.

In other words, if you don’t live in the house, it’s only covered by a specialty dwelling policy.

Oakview Insurance Services, Inc.™ represents several carriers who can insure your rental property, or specialty use property.

Specialty Dwelling Insurance

There are multiple scenarios where specialty dwelling insurance is necessary:

Rental Properties — Specialty Dwelling insurance is the only type of policy that will work for a rental property.

There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a specialty dwelling insurance policy like for example Landlord Furnishings, and Tenant Liability.

Vacant Homes — vacant homes can present all kind of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.

Seasonal & Vacation Homes — in many cases, in order to insure a secondary, seasonal, or vacation property, most companies require that you insure your primary residence with them as well, which isn’t always possible.

Homes Under Construction — in some situations your renovation, addition, or reconstruction project may require a specialty dwelling policy.

How to get started on your quote

If you live in Yuba City and have a property that fits these parameters, give us a call or visit our Quotes page and we can quote your property to see who has the best product for you.

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    PLEASE BE ADVISED: We wish to inform you that due to ongoing challenges & restrictions in the CA insurance marketplace, you may experience delays in receiving quotes and service responses. We sincerely appreciate your patience & understandings as we navigated these unprecedented times together.

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Are you ready to save time, aggravation, and money? The team at Oakview Insurance  is here and ready to make the process as painless as possible. We look forward to meeting you!

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