Oakview Insurance Services
Protect the Pets Who Make Life Better
Unexpected vet bills can cost thousands. Pet insurance through Safeco gives your family real peace of mind for less than $2 a day.
Get Your Free QuoteWhy Pet Insurance Matters
Pet Care Gets Expensive Fast
Many pet owners, especially new ones, are surprised by how quickly veterinary bills can add up. The good news is that a smart policy can make even the most expensive visits manageable.
Real-World Costs
What You Could Be Facing
Whether it is a sudden emergency or routine preventive care, costs are real and they come when you least expect them. Here is what pet owners typically encounter:
Accident and Illness Costs
Unexpected| ER exam | $100 to $200 |
| Wound treatment | $800 to $2,500 |
| Emergency surgery | $1,500 to $5,000 |
Wellness and Preventive Costs
Routine| Routine physical exam | $50 to $250 |
| Routine dental cleaning | $707 avg. |
| Flea and tick prevention | $22 to $27/mo. |
Coverage Options
Two Policies Built for Every Pet Owner
We offer two straightforward coverage tiers through Safeco. The Accident and Illness policy is ideal for covering unexpected, potentially catastrophic events. If you want broader protection that also handles the day-to-day costs of keeping a pet healthy, the Accident, Illness and Wellness policy is the smarter choice.
It is worth noting that an Accident and Illness policy alone will not cover routine tests and preventive procedures, and those costs add up quickly. The Accident, Illness and Wellness option helps your family plan for both the expected and the unexpected, all in one policy.
Accident and Illness
Coverage for unexpected injuries, illnesses, and emergencies.
- Accidental injuries, including to permanent teeth
- Illnesses, including cancer, influenza, and kennel cough
- Alternative medicine
- Behavioral therapy
- Hereditary and congenital conditions
- Ingestion of a foreign object (up to two treatments per policy year)
- Euthanasia or anesthesia
- Cremation and burial expenses
- Accidental death
Accident, Illness and Wellness
Everything in Accident and Illness, plus full preventive and wellness coverage.
- All Accident and Illness coverages listed above
- Wellness benefit covering routine care up to fixed amounts
- Preventive care benefit covering flea, heartworm, vaccines and more
Wellness Benefit 100% of covered expenses up to:
| Routine dental cleaning | $100 |
| Routine physical examination | $80 |
| Fecal examination | $30 per exam* |
| Intestinal deworming | $30 |
| Heartworm test | $30 per test* |
* Twice-a-year benefit, up to $60 per year
Preventive Care Benefit 100% of covered expenses up to:
| Flea and tick prevention | $100 |
| Heartworm prevention | $50 |
| Prescribed vitamin supplements | $50 |
| Boosters and vaccinations | $60 |
Wellness and preventive care benefits are not subject to the deductible or annual maximum.
14-Day Waiting Period: There is a 14-day waiting period for all coverages. Please keep this in mind when enrolling so your pet's protection begins as soon as possible.
Who Qualifies
Eligibility Requirements
We want to make sure as many pets as possible can get covered. Here is what you need to know before enrolling:
Minimum Age
Cats and dogs must be at least eight weeks old to be eligible for a pet insurance policy.
Maximum Age for New Policies
Dogs must be 13 years old or younger, and cats must be 15 years old or younger to enroll in a new policy.
Renewals for Older Pets
Policies issued before a pet reaches the age limit may be renewed for the pet's lifetime at the carrier's discretion, as long as coverage has remained continuously in force.
No Existing Policy Required
You do not need to be a current Safeco policyholder to purchase pet insurance. Coverage is available to all customers.
¹ One in three pets need unexpected veterinary care each year. ² The cost of veterinary care has more than doubled in the past decade. ³ Every six seconds a pet parent is handed a bill for more than $3,000. ⁴ Average premium figures based on industry data; individual costs vary. Coverage is underwritten by American Economy Insurance Company and/or American States Insurance Company, licensed in all states. Policy terms, conditions, and exclusions apply. See policy for complete details.