Mercury Insurance
Authorized Mercury Insurance Agent

Your Local Mercury Insurance Agent in Yuba City, CA

Oakview Insurance Services is Yuba City's appointed Mercury Insurance agency. We write Mercury auto, home, renters, landlord, business, and umbrella policies for clients throughout California — with award-winning local service you can count on.

Gold Service Excellence Award — One of only 7 agencies in California to earn this honor
Mercury Gold Service
Excellence Award
Serving Yuba City
Since 2006
CA License
#0L91635
Serving All of
California
Mercury: A (Excellent)
AM Best Rating

About Mercury Insurance — Founded in California

Mercury Insurance has been protecting California drivers and homeowners since 1962. It remains one of the largest private passenger auto insurers in the state, with deep roots in the communities it serves.

1962
Founded in California by George Joseph
A
AM Best "Excellent" Financial Strength Rating
$8.3B+
Total Assets (per Mercury's Company Overview)
60+
Years of Serving California Policyholders
11
States Where Mercury Policies Are Available

Mercury Insurance was built on a single idea: offer California drivers lower-cost coverage without sacrificing quality. Today, Mercury is the 6th largest writer of private passenger auto insurance in California and offers a full suite of personal and commercial lines. As your local authorized agent, Oakview shops Mercury alongside our other carriers to ensure you get the right fit — not just a policy.

Mercury's Flagship Strength: California Auto & Home Insurance

Mercury built its reputation on competitively-priced auto insurance for California drivers. From standard personal auto to rideshare coverage, landlord policies, and mechanical protection — Mercury offers coverage options other carriers simply don't.

Personal Auto Homeowners Renters Landlord / Apartment Owners RealDrive Pay-Per-Mile Rideshare (Uber / Lyft) Mechanical Protection Condo Business Owners (BOP) Commercial Auto Umbrella

Mercury Insurance Products We Write in Yuba City

As your appointed Mercury agent, we can quote and bind all Mercury product lines for California residents. Here's what we offer:

Auto Insurance
Liability, collision, comprehensive, uninsured motorist, medical payments, and optional roadside assistance. Life-time repair guarantee at Mercury authorized shops.
Homeowners Insurance
Dwelling, personal property, liability, additional living expenses, and identity theft protection. Extended replacement cost available.
Renters Insurance
Protects your belongings, covers liability claims, and pays additional living expenses if your rental unit becomes uninhabitable due to a covered loss.
Landlord / Apartment Owners
Mercury specializes in dwelling fire and apartment owners coverage — ideal for Yuba-Sutter landlords with single-family rentals or multi-unit properties.
Condo Insurance
Covers your personal property, home improvements, loss assessment from the HOA, and personal liability. Designed specifically for California condo owners.
Business Owners Policy (BOP)
Combines commercial property and general liability in a single, affordable policy — ideal for small businesses in Yuba City and the Sutter County area.
Commercial Auto
Coverage for business vehicles, contractors, and fleets. Mercury's commercial auto is available for a wide range of industries including contractors and small businesses.
Umbrella Insurance
An extra layer of liability protection beyond your auto or home policy limits. Protects your assets if you face a large judgment or lawsuit.
Mechanical Protection
Extended warranty-style coverage for your vehicle's mechanical and electrical parts beyond the manufacturer's warranty. Includes 24/7 roadside assistance.
RealDrive Pay-Per-Mile
Mercury's usage-based program — pay based on miles driven. Great for remote workers, retirees, or anyone who drives less than average.
Rideshare Insurance
Extends your personal auto policy to cover gaps while you're driving for Uber or Lyft — protection during periods not covered by the rideshare company's policy.
Cyber & Identity Protection
Optional add-on for homeowners covering cyber protection, identity management, and credit monitoring — valuable in today's digital world.

Mercury Auto Coverage Options at a Glance

Not sure which coverage you need? Here's a quick breakdown of Mercury's auto insurance options so you can make an informed decision.

Coverage Type What It Covers Required in CA?
Bodily Injury Liability Injuries you cause to others in an at-fault accident ✓ Yes
Property Damage Liability Damage you cause to another person's property ✓ Yes
Uninsured Motorist Injuries/damages from a driver with no insurance Optional (Recommended)
Collision Repairs to your vehicle after an accident Optional
Comprehensive Theft, fire, weather, vandalism, animal collisions Optional
Medical Payments Medical costs for you and passengers after an accident Optional
Rental Reimbursement Covers a rental vehicle while your car is being repaired Optional
Roadside Assistance 24/7 towing, flat tire, dead battery, lockout service Optional
Rideshare Coverage Fills coverage gaps while driving for Uber/Lyft Optional
Mechanical Protection Extended mechanical/electrical warranty beyond factory Optional

Mercury Insurance Discounts We Can Apply

As your local Mercury agent, we review every available discount to make sure you're paying the lowest possible rate for the coverage you need.

Good Driver Discount Accident-free and ticket-free record for 3+ years
Multi-Policy (Auto + Home) Bundle auto with home, renters, or condo — save up to 15%
Multi-Car Discount Insure 2 or more vehicles on the same Mercury policy
Good Student Discount Full-time students maintaining a "B" average or better
Anti-Theft Device Discount Vehicle equipped with approved anti-theft or tracking device
Pay-in-Full Discount Pay your premium upfront instead of monthly installments
Auto-Pay / E-Signature Sign up for autopay or paperless for additional savings
RealDrive (Pay-Per-Mile) Up to 20% off if you drive fewer miles than average
Homeowner Discount (on Auto) Own your home? Save on your Mercury auto policy
Affinity Group Discounts Members of Sam's Club, AAA, Costco, CalCPA & select groups may qualify
Protective Devices (Home) Smoke alarms, deadbolts, security systems on your home policy
Fire-Resistant Construction Homes built with fire-resistant materials may qualify for homeowners discounts

* Discounts subject to qualification requirements and may vary. Contact our office to see which discounts apply to your specific situation.

Your Local Mercury Agent in Yuba City

Oakview Insurance Services has been serving Yuba City, Marysville, Live Oak, Gridley, and the surrounding Yuba-Sutter communities for years. We're not a 1-800 number — we're your neighbors, and we're licensed Mercury agents who can sit down with you, review your current policy, and find real savings.

In 2017, Mercury recognized Oakview as one of only 7 agencies in all of California to earn the prestigious Gold Service Excellence Award — a distinction that reflects our commitment to doing things the right way for every client.

Whether you need a simple auto policy or a complete coverage review for your home, vehicles, and business, we're here to help. We also work with multiple carriers, so we can compare Mercury against other options and make sure you're getting the best value.

Start Your Mercury Quote
Address 1670 Sierra Ave, Ste 303
Yuba City, CA 95993
License CA #0L91635
Service Area Yuba City, Marysville, Live Oak, Gridley, Colusa, Chico & all of California

Frequently Asked Questions — Mercury Insurance in Yuba City

Yes. Oakview Insurance Services, Inc. (CA License #0L91635) is an authorized, appointed Mercury Insurance agent in Yuba City, CA. We can quote, write, and service Mercury auto, home, renters, landlord, condo, business, and umbrella policies. We are also independently listed on Mercury's official agent locator at mercuryinsurance.com.
Mercury was founded in California in 1962 specifically to offer lower-cost auto insurance. Today it holds an "A (Excellent)" AM Best financial strength rating, is the 6th largest private passenger auto insurer in California, and offers a life-time repair guarantee through its authorized repair network. Mercury also offers several discounts — including pay-per-mile, rideshare, and affinity group discounts — that can help lower your premium significantly.
Yes. Mercury offers homeowners insurance in California, including Yuba City. Their home policies cover dwelling damage, personal property, liability, and additional living expenses. Mercury also partners with the California Earthquake Authority (CEA) for earthquake coverage. Bundling your Mercury home and auto policies can qualify you for a multi-policy discount of up to 15%. Note that Mercury partnered with Tokio Marine America in 2024 to assist California homeowners who have been dropped by other carriers — ask us about eligibility.
RealDrive is Mercury's usage-based insurance program where your rate is partially based on how many miles you actually drive. Drivers who work from home, are retired, or simply drive less than average can save up to 20% compared to a standard policy. You start with a 5% introductory discount just for enrolling. Contact our office to find out if RealDrive is a good fit for your household.
Yes. Mercury offers a rideshare insurance add-on that extends your personal auto policy to cover the gap that exists between your personal coverage and the rideshare company's coverage — specifically during "Period 1" (app is on, waiting for a ride request) when drivers are often unprotected. This add-on is available in California and is especially important for Uber or Lyft drivers.
Mercury accepts claims 24 hours a day, 7 days a week via their digital claims portal, mobile app, or by calling (800) 503-3724. As your local agent, Oakview can also help guide you through the claims process, connect you with Mercury's adjusters, and advocate on your behalf. You can reach our office at (530) 674-5054 during business hours.
Mercury's homeowners discounts include: multi-policy (bundle auto + home), protective devices (alarms, deadbolts, smoke detectors), fire-resistant construction materials, newer home discount, and gated community discounts. Higher deductible selections can also lower your premium. Mercury's average home insurance rate in California is competitive with the national average — and as your agent, we make sure you receive every discount you qualify for.
Yes. Mercury offers a Business Owners Policy (BOP), commercial property, general liability, and commercial auto insurance. The BOP bundles property and liability coverage into one affordable policy — well-suited for retail shops, contractors, and small service businesses in the Yuba-Sutter area. We can compare Mercury's commercial lines against our other carriers to find the best fit for your business.

Ready for a Free Mercury Insurance Quote in Yuba City?

Let our award-winning team shop Mercury — and all our other carriers — to find you the best coverage at the lowest possible rate. Takes about 5 minutes to get started.

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