Updated: December 2025
Local Home Loan Experts Serving Yuba City and Surrounding Areas
If you are in the market for a home loan and searching for a trusted mortgage broker or mortgage lender in Yuba City, CA,
you are in the right place. Below is a curated list of local loan officers, mortgage brokers, and mortgage lenders
who actively serve Yuba City and nearby communities.
These professionals commonly help with:
- First Time Home Buyer Loans
- FHA Home Loans
- VA Home Loans
- Conventional Home Loans
- Jumbo Loans
- Builder and Construction Loans
- Mortgage Refinancing
This list is updated monthly to help keep it accurate and relevant. Every lender listed is someone we have actively worked with within the last 30 days.
Today’s Mortgage Rates in Yuba City, CA
One of the most common questions we receive is, “What are today’s mortgage rates?”
Mortgage rates change frequently and vary based on loan type, credit profile, and market conditions.
If you are looking for today’s mortgage rates in Yuba City, CA, the local loan officers listed below can provide real-time quotes and explain your best options.
For general national rate trends, you can also view an overview here:
Mortgage News Daily: Mortgage Rates
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Why Work With a Local Mortgage Broker or Lender in Yuba City?
Choosing a local mortgage lender matters. Local loan officers understand Yuba City property values, appraisal trends,
underwriting challenges, and regional market conditions. This local knowledge often leads to smoother closings,
fewer surprises, and stronger communication throughout the loan process.
Supporting Loan Officers Through Strategic Insurance Partnerships
Oakview Insurance Services, Inc. supports our loan officer and mortgage broker community.
We help buyers move through the insurance process efficiently and confidently.
You will benefit from our Evidence of Insurance (EOI) process, designed to keep transactions on track and closings on time.
Our licensed agents are experienced, responsive, and familiar with the local insurance marketplace.
Our role is to reduce friction, improve the client experience, and support an on-time close.
Are You a Mortgage Broker or Lender Interested in Partnering?
If you are a mortgage broker or mortgage lender serving Yuba City, CA and would like to be considered for inclusion on this page,
we invite you to contact our office.
Call (530) 674-5054 to discuss partnership opportunities and how we help loan officers close loans on time with fewer insurance-related delays.
Trusted Yuba City Loan Officers, Brokers, and Lenders
Note: Listed alphabetically.
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Alisha Benge
Serves: Yuba City and surrounding areas
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Ben Bhangu
Serves: Yuba City and surrounding areas
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Cameron Elkins
Serves: Yuba City and surrounding areas
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Geoff Black (Sacramento)
Serves: Sacramento and surrounding areas
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Manjit Dhillon
Serves: Yuba City and surrounding areas
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Dylan Heikens
Serves: Yuba City and surrounding areas
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Lori Heikens
Serves: Yuba City and surrounding areas
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Jonathon Hudak (Sacramento)
Serves: Sacramento and surrounding areas
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Caleb Kurtz
Serves: Yuba City and surrounding areas
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Jeremy Kurtz
Serves: Yuba City and surrounding areas
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Desiree Lowe (San Diego)
Serves: San Diego and surrounding areas
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Joey Mejia
Serves: Yuba City and surrounding areas
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Benu Sharma
Serves: Yuba City and surrounding areas
FAQ: Mortgage Brokers, Lenders, and Rates in Yuba City
What are today’s mortgage rates in Yuba City, CA?
Rates change daily and vary by loan type, credit, down payment, and occupancy. Contact a lender on this list for an accurate quote.
Is it better to use a local mortgage lender?
Many buyers prefer local lenders for communication, local appraisal familiarity, and smoother coordination with escrow and insurance.
Do these lenders offer FHA and VA loans?
Many listed lenders support FHA and VA loans. Confirm program availability and requirements directly with the lender you choose.
How do I get pre-approved?
Request a pre-approval from a lender. You will typically provide income documents, assets, credit authorization, and homebuying goals.
How do you decide who is listed here?
This list is maintained based on active, recent transactions and working relationships. We update it monthly to keep it current.
