Are you wondering where to buy Yuba City flood insurance? If so, we have you covered! We service all of CA, and the local communities of Sutter, Marysville, Arboga, Plumas Lake, Natomas, Meridian, Colusa, and Colusa County.
When most people think of a flood, they might think of events like Hurricane Katrina, or Hurricane Sandy. Those devastating storms caused billions of dollars in damage, but in reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars in damage.
Locally, we’ve seen major flooding including:
- 1955 Yuba City
- 1986 Marysville/Linda
- 1997 Plumas Lake/Arboga
- 2017 Oroville Dam evacuations
Oakview Insurance Services Inc. provides flood insurance products through FEMA and the National Flood Insurance Program (NFIP) and several private insurance companies. For the NFIP program, in most situations (but not all), you’ll have a 30 day waiting period when you buy flood insurance, so don’t wait until it’s too late! Private flood providers can have waits as little as one day, and provide higher coverage limits. Call today and we can walk you through your options (530)674-5054.
Here is a great link to the CDWR’s reservoirs monitor and current conditions https://tinyurl.com/yje9etdu
Flood Stats:
Did you know that 90% of the counties in California have experienced at least one flood during a recent major drought?
Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.
1 foot of water damage in the average home causes $72,000 worth of damage.
FEMA Updates Flood Maps in Colusa County, Colusa and Williams
Colusa County leads the State of California with the highest share of properties at risk of flooding at 5,600 according to the First Street Foundation Model.
Below are 2 resources for residents of Colusa, Colusa County, and unincorporated areas.
https://www.countyofcolusa.org/652/FEMA-Remapping
In January 2017, Mariah Davis discussed the changing landscape of Flood and Fire insurance with the Appeal Democrat http://m.appeal-democrat.com/news/insured-for-disaster-how-to-prepare-for-flooding-fires/article_e64c9e0e-01a3-11e8-b1c7-4724867cbbb9.html?mode=jqm
Homeowners insurance does not cover flood damage
Regardless of whether you live in Yuba City or any other part of California, flood insurance has to be purchased as a separate, stand-alone policy. It is not covered by most standard home, renters, and business owners’ policies.
Flood policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture, and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a flood policy. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
How to get started on your Flood quote
To get started on your quote, call our office or click over to our Quotes page. Either way, we’ll make the process simple!